My boyfriend received a call from John C Bonewicz (attorny) saying there was an important issue to discuss. I think its in regards to his GE credit account. we have not called back since i am wondering how to approach this. Does anyone here have any information on this group? Advise? also we were thinking of sending a letter to them asking for the to validate the debt. We have not received anything in the mail in regards to this company. He understands we have to pay the bill, but i am trying to see how much time we have to work on an offer settlement and try to keep everything in writting. Do they have to send us something in the mail before trying to sue? Any input would be great.
Debt Samaritan
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How long ago did you get the call? You should receive something in the mail within about a week of the call usually. If you haven't, I'd call and ask them to send you a letter of collection or dunning letter. Then you can request debt validation.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Debt Samaritan
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I just got the call yesterday. I was thinking of sending out a request to them asking for the debt validation. is that something we should do. My boyfriend doesnt want to get caught up on a phone call with them. I hear sometimes that can turn out really bad
Debt Samaritan
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so i spoke with them this morning and they are a 3rd party collection, and the orgina company is no longer involved. the guy from the collection agency said i have till 6pm today to pay or else, any advise. i asked for a letter and he said they already sent one. please let me know the next step its $1,800 owed. can they just sue just like that, and anyone know the timeline
Debt Samaritan
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You cannot "ask" for information over the phone....it must be done in writing.
I am pretty sure that the account has been assignment. You could easily call GE to verify placement.
What state do you live in?
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Debt Samaritan
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Send them a DV, pronto.
Did they verify your address when they called?
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Debt Samaritan
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I did call GE and they said they can no longer assist in the account, and i must call the collecting agency. the thing that got me is I asked if they would mail me a letter in regards to their information and the account and he (the collection agency) said they did mail it and they wont mail another, then he states i had till 6pm today 8/6/12 to pay in full or else. the he says i wish you luck. lol.. i then asked him "what if i called you tomorrow woiuld i have till 8/7/12 6pm to pay or not. what a joke. we want to pay but im sick and my medical bills are high. i was paying 20 a week then the GE website just stopped and i was unable to use it on June 15th, and i had received calls or letters, i know i should have been proactive, but life sometimes can be overwhelming. I live in california. i am willing to pay 200 a month to fast forward this bill, but he kept telling it was all or nothing by 6pm today. thank you
Debt Samaritan
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yes they verified our phone number and address
Debt Samaritan
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I would like to add the letter was in my mail box today. lol go figure. and the guy kept telling me i only had till 6pm today to pay. but the letter says i have 30 days to respond and the date on the letter is aug 2 2012
Debt Samaritan
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Oh yeah, CA's always try to say that you have to pay immediately 'or else'. But once first contact has been established, CA's have to send you a letter in the mail to explain your rights and give you the opportunity to dispute. Lawfirm CA's like to be extra pushy because its easy to scare consumers since after all, if a lawfirm is calling you about something, it must be serious!
Just send off the DV letter and go from there, make sure when you send the letter to tell them to stop calling you.
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Also, overshadowing the FD period like that is a violation of the FDCPA. Though the only proof you would have is if you recorded the call.
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