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 Posted: Fri Sep 14, 2007 5:19 pm Subject: Statue of Limitations Question |
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I just moved from Florida to Maine. Big move. My questions are:
1. Who's laws do I need to follow?
2. Does SOL restart if I contact the Creditor and ask them to validate the debt, amount owed, age of debt, etc or only if I make a payment? Some of my debts are pretty old, years old, just not sure how old.
3. If SOL has run out can I contact the CA and tell them this and tell them to stop trying to contact me?
4. How do I find out exactly what I owed the ORIGINAL creditor before it went to collections. I want to start on settlement offers but want to make those offers on the original amount not the inflated fees.
Think thats all I have but feel free to give me any other helpfull advice. I need it.
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got2pay2play
Joined: 30 May 2007
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| Posted: Fri Sep 14, 2007 7:23 pm Subject: |
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1- Maine...but check the requirements that determines your residency in the state (I do understand FL SOL to pause if you move out of state, and restart if you return at a later date).
2- Only upon payment, or in some cases, a promise to make a payment. In other words, demanding validation does not restart the SOL).
3- Yes. They may then sell the account to another CA. If that happens, you can repeat with CND.
4- This should be part of proper validation...a breakdown of all fees.
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Last edited by Morningstar on Sat Sep 15, 2007 6:46 pm |
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Morningstar
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| Posted: Fri Sep 14, 2007 7:30 pm Subject: |
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Thanks morningstar. Just curious, I know there are a lot of forms on here do you know if there is one for Validation of Debt? Can't remember where those forms are located on here.
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| Posted: Fri Sep 14, 2007 7:30 pm Subject: |
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OOOOPS. That was me
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got2pay2play
Joined: 30 May 2007
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| Posted: Sat Sep 15, 2007 11:33 am Subject: |
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It's in the Do it Yourself section. The link moved recently. It is now at the top of the page under the tab thingys. Just click on Do it Yourself and it will take you to the letter area.
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goudah2424
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