I also emailed the law firm, David Grossack, who replied immediately as follows: "I am legal counsel for Court Mediation Services and Brad Daley." Appears to lend some credibility to the operation. Asked Jeff about thier BBB entry and references, waiting for an answer. Probably I will proceed . . .

I really need help. I am tried of stressing and worrying over all of my credit cards. Only thing is I am real worried at the same time about scams. So Freedomthinker you feel real good about this one correct? I have a had time following lost of things legally so I was just wondering too.....

i got lost. Where did
CMS come in?

Has anyone here paid or is paying IntegrityDebtReliefGroup for offset service on a student loan. If so, what wasyour loan amount?

regardless of skeptics and passionate detractors(mobile), there is solid contract law behind much of what this company presents. If you investigate the "other side", the fractional reserve system and it's shady history and beginnings, you will find much of IT is actually built on a scam where debt is used the same way as guilt is used in religions, to keep you in a subservient, predictable, controllable position, and one that is profitable for them. In order to prevent much of that system from being outright fraud, there had to be legal "remedies" in place. Buried, of course, and with no obligation to inform the public, but they are there, and are as solid and legal as any other portion of the system, used regularly in the corporate environment. This is similar to, if not directly taken from, the tenets of black magic. Truth, whether in government, religion, medicine, finance, etc, is very hard to come by.....it is now our responsibility to mine it and distill it diligently and relentlessly until those who would attempt to control, own, label, market, and otherwise distort it for profit and power are shown to be ignorant and out-of-step with our greater potential. I would say you stand a pretty good chance of success with this company, but never stop researching and learning about all these other connections......learn to witness information without emotion and judgement....you will get a better picture.....truth is coming.....rising like cream........beautiful, but not easy......best of luck!.....Rev.MdP

does the amount (which would be all that you owe) have to be declared as income?

I really want to believe that these people can do what they say they can. However, they said that they have been around for 15 years, and I would think that after a few times of being scammed these companies would do something to prevent it in the future. It seems that if it were this easy, everyone would be doing this.

This company, CMS, and others like it (as well as those who promote them) should have as much scorn and derision heaped upon them as is possible in the moment. I applaud mobile's spade calling profusely.

Any one posting on such in a positive light is shilling for profit or got taken in on the scam and is now either deluded beyond recovery or hanging out for hope that reality does not come back to smack them in the head.

Reality, the ultimate boomerang.

Seems like it turns me into the scammer. I want to do the right thing and pay off my debt, but which company has the best deal?

You need to do your homework before choosing a group to handle your money. You can use the search feature here and see who others have chosen, or have had luck, or no luck with.

Depending on your circumstances, alot of times you can do it yourself, as far as your debts.

Check with your local Chamber of Commerces, the United way, and other helping agencies to see who they recommend.

Good Luck, and feel free to ask questions..karen

__________________
As long as you are alive, there's always hope

How do the legitimate CMS type companies make their money?

I have requested a consult on the internet 15 times and no one has responded to me.
Does any know their phone number or email address to someone at the organization?

See top of the post

[left:82b4378742]So, it's a legitimate site for a company that's been in business for 8 years helping people, but the site was created (not renewed) 2 1/2 months ago according to a whois search. Its registered owner is another shady website and the only administrative contact information, unlike real companies, is one of those "hide your contact" sites that scammers all use.

Yup... sounds legit to me... [/left:82b4378742]

[left:5314c2cdbf]So, it's a legitimate site for a company that's been in business for 8 years helping people, but the site was created (not renewed) 2 1/2 months ago according to a whois search. Its registered owner is another shady website and the only administrative contact information, unlike real companies, is one of those "hide your contact" sites that scammers all use.

Yup... sounds legit to me... [/left:5314c2cdbf]

smells like a scam to me . . . there's a thread on the debt free destiny web site which is owned by the founder of CMS (Brad)(you should be seeing a big bright waving red flag at this point) . . . . . .

CMS is listed as Integrity Debt Relief group

Anyway the thread has some real people like us asking questions and about this so called legit company. They uncover some facts that speak for themselves! Check it out!