Integrity Debt Relief Group scam – is it really so?

To All,

I am researching this company because of my own financial woes. In fact I am scheduled to talk with one of the representatives tomorrow.

Nico, Please provide a reason to prove your point.

Mobile0311 - I hope you're are wrong because alot of us little people need the service to do better for ourselves and for our families. If you and Nico are right then I want to be the first say THANK YOU for saving us from the SCAM. If you are wrong then; you wrong. I will do my best to give everyone an update as to what I found out. GOD BLESS ALL of you !!!

does anyone have real proof of being scammed or having success with cms? everyone seems to have something different to say, which makes things more confusing

Thanks so much for this information in these scary times. I was making over $100,000 and living large pre-Bush era...this past few years has been tough with, first, my industry tanking, and then the financial meltdown in this country. I am looking to stay in my house and keep my car while I attempt to start my own business with the rest/last of my savings. I am looking to restructure a lot of dept until the economy turns around. It truly is a survival of the fittest. Any suggestions to get help me or others like me get through the next year? Does Integrity Debt Relief Group work? The Truth!

The Integrity Debt Relief business model is the same as that of the Robert Lock CCDN program. I may even be an affiliate or the same company with a different business name.

As for being in business for 8 years, it relatively easy to buy an old corporation so it looks like you’ve been around for awhile. This may be the case since their domain was only created on Created on: 20-Nov-07.

These debt elimination programs are risky business. You will certainly piss off the banks and will likely get sued by the original creditors. Look up "CCDN" on Google and see what clients of these programs are saying.

A less risky debt relief option (however also aggressive) is debt settlement -- may cost more but certainly safer and more honorable.

There you have it folks!

This is my first time with this "discussion group thing" but I have read a lot of info from all of you regarding CMS/ integrity debt relief, I am trying to take everything into consideration. The part that Im having trouble with is... Where are all the people who have tried this? All of you who seem to have BAD things to say are speaking from what you think/know, or what makes sense to you. All the rest are hopefuls, so how do I find someone who has actually personally been "screwed over" by this process, or someone who (hopefully) can tell me that it saved their life... which is what Im hoping for

Does anyone have a phone number for integritydebtreliefgroup?

I want to hear from more people who have actually used CMS. Tell me your experience from sh*t to shinola-what was the outcome? Do they actually take on your debt at a certain point? I want to understand how the process works from an unbiased person who has done it.

Im looking into this company and hearing all these ripoff stories. It seems too good to be true but we have tried all other alternatives next being bankruptcy. Has anyone had any excellent results?

I am sure the testimonials they have published are their own hyped output. I have heard of a few writers who had done such jobs for such companies. But they are not necessary a scam. Basically they have a small clues in hand (maybe the wrong ways) and bombard all their energies to convince the customers. By the way why to taste the poison? Take a turn to newer options.

Why do they charge the consumer a minimum fee of $2500 (+ $43 per initial account payment) if in fact they can realize much more by assessing fees against the credit companies, instead of the debt-strapped consumer seeking their help??

850-833-5622 Eileen Cook

Here is the information so you can listen to the radio broadcast.

This is a show on the Republic Broadcasting Network, where the founder of the process was the guest on Thursday, November 1, 2007. Some of the subject pertains directly to the process, some is about the d.e.b.t industry as a whole. Also a second guest appearance can be found on the 18th of December 2007 which answers many of the questions that everyone has been asking since the first interview as to how the process works and exactly what can be done.. (Radio Broadcasts – commercial free -- can also be found on our website: relief2day net)

Deej,

Why don't you contact an agent of CMS and have them explain the fees.

No one who is in the program and no one who is an agent is going to spell it out for everyone to see.

There are people working for the CCs and CAs who want to know all about the program so 'they' may be able to figure a way to stop it.

They can not because it is 100% legit.

Your assumption of $2500. plus $43.00 is not correct, but I am not going to explain it to you. Call an agent and talk to them.

The CCs and CAs are desperate to stop this process. But they just are not sure how, other than to try and come on these forum things and scare as many people away from it as possible.

In credit management and credit settlement you have risks also. And if anyone has seriously looked into doing either of these with an agency, and waited before actually taking the plunge, they can tell you that the CCs will contact you, once you fall behind in payments, and offer you the same plan as the agency but it works out cheaper because you don't have any fees to pay.

And, by the way... no agency who handles these options guarantees anything either. They have the exact same disclaimers as CMS. Including the most advertised one
C**e O*n. I know as I was considering them and got as far as getting the paperwork and contract.

Also, I looked into 6 others and got contracts from 2 others.

They all read the same.

I did not do any of 'them' because I could not afford the $3000 to $4000 a month that they wanted to auto debit from my account monthly for the next several years.

Why is it legal for a credit card to give your debt over to a collector but it is not legal for you to give your debt to someone who would assume it?

I think DodgerFan and JoeBob work for the company, or are affiliated with them in some way or another. Everyone, take their word with a grain of salt.

So is it a scam or not?