Integrity Debt Relief Group scam – is it really so?

it's a post office not a place of business

YEAH IT IS CLEAR THAT THE GENTLEMEN TALKING ABOUT HOW GREAT THE COMPANY IS AND HOW WELL OF A REPUTATION THEY HAVE ON BBB BUT "This business is not a BBB Accredited Business"... DON'T BE VULNERABLE.


http://www.integritydebtreliefgroup.com/anthony IS DONE BY A PERSON THEMSELVES LOOK IN SMALL PRINT AT THE BOTTOM AND IT WILL TELL YOU



BBB Accreditation

Back to Top This business is not a BBB Accredited Business.

BBB Rating

Back to Top
Based on BBB files, this business has a BBB Rating of F on a scale from A+ to F.
Reason for this F rating include:

• Failure to respond to 1 complaint filed against business

Click here for an explanation of BBB Ratings.


Business Contact & Profile

Back to Top Business Name: Court Mediation Services
Southeast Arbitration & Mediation, LLC
Business Address: 5977 Whitesville Road Ste. 28
Columbus, GA 31904
See the location on a Mapquest Map
See the location on a Google Map Original Business Start Date: 1/1/2000 Local Business Start Date: 1/1/2000 Type of Entity: Limited Liability Company (LLC) Incorporated: 2000 in AL Principal: Brad Daley, Owner
Phone Number: (334) 298-1330
Fax Number: (251) 243-0951
Email Address: cmsaccess@gmail.com - Customer Service
BBB Accreditation: This business is not a BBB Accredited Business Type of Business: Credit-Debt Consolidation Services
Mediation Services

Oh yes, a whole 1 complaint. What a horrible company.

To all, Just an FYI,
After receiving multiple calls - at work - from several credit card companies all looking for my ex. I learned to my horror, ex has managed to get herself mired in credit card debt. Started when Am Ex lowered her credit limit. No problem but then they lowered it again this time below what the current balance was. Adding insult to injury, tacked on an over limit penalty. This seemed to have triggered a chain reaction with the other cc companies. They all jacked up the interest rates. Ie, an account that was 2.9% for the life of the balance was suddeny 29% She made an attempt to keep up but after a few months of sending hundreds of dollars in payments and seeing the balances practically unchanged, realized the hopelessness. Again, to my horror, I learned she contracted the services of CMS. Figured she's already in up to her neck, what's another couple thousand. She hired CMS in May (4 months ago). I can say that the lack of prompt communication from CMS is unacceptable. Understandably, the process is a long one but in this world of scams and rip offs, CMS at the very least should send out a monthly status report to their already nervous and stressed out client. Even if it's to say there's nothing to report yet. At any rate, it's been 4 months. We’ll see what happens.

Who owns Integrity Debt Relief?

I called the Integrity Debt Relief Group back in July of last year. At the time they were offering $3000 to clear any debt under $100,000 and $4000 for anything over. They were also asking for the price of one months payment for each account plus the $45 fee for each. The person I talked to was Jay Smith (generic) at 804-437-4511. At the time I did not have the money so I held off enrolling in the program. They tried to get me to take out another loan with their company for the $5000 so cover the total costs which included the monthly payments. I declined to this in hopes to come up with the money myself. I soon afterwards I saw an article and decided not to move forward with it. http://getoutofdebt.org/6978/i-signe...citibank-susan

I signed up with CMS (Integrity Debt relief) in April of 2009. I now have bad credit, creditors calling me nonstop, lawyers threatening to sue me, wage garnishments ect.. I don't believe a true debt consolidation would do this to you. Im in the program and I believe 100% that its a BIG SCAM! Now Im not sure what im going to do? I think eveyone who has paid money and trusted them needs to get together and do something to stop them from stealing money and ruining anyone else's life!! Any lawyers out there want to bring these horrible people down? Oh and btw their rating on the BBB is and F-!! Its under Court Mediation Services, not Integrity Debt Relief but its all the same company!

Just simply trust me... You don't have to call it a scam but you will regret you ever even considered this so called "Debt Relief"... If you are reading this, do not even take the time to research legitimacy and do not look back...

We signed up for this service a year ago. We sent them the start up fee,enough to pay the monthly bill one time for each bill as well as an additional $40 per bill. Money we could ill afford at the time. We never heard anything. We emailed the rep at CMS and he simply replied that we wouldn't hear much. Just watch for results. Well a year later then have done absolutely nothing! We got the creditors to call by filing bankruptcy! Save your money.

CMS is a scam and that would make any other company that is affiliated a scam as well. I signed up with them in September 2008, paid them the fee and 1% of my debt ($40,000.00). I sent all mail and correspondence from creditors to CMS. I continued to get calls and letters. I would email CMS sometimes they would respond sometimes they would not. When I would get and send CMS legal looking doc's they sent me a 5 page response not clear as far as what my actions were to be but that they don't give legal advice... Currently my wages are being garnished and the other creditors are in line, all were to have been assumed by CMS. No one is answering emails, phone calls or anything else, is that evidence enough for everyone, is that scam enough for everyone?????

Is there a way to do something legally and recoup our money as a group, individually or otherwise??? Any lawyers out there that can answer or help, please. Been on my job 25yrs, now wages being garnished...

It sounds like you're one of the agents trying to pump up business. How can you tell me I'm wrong?

Do they offer guarantees?- NONE !!!!!
Are they a scam? BIGTIME!!!!!!!!!!!!!!!!!!!!
I really need help here,...SEE BELOW---------------
_THEY ARE FULL OF BS- DO NOT USE THEM AND IF YOU DID FILE COMPLSINTS WITH EVERY AG'S OFC IN AMERICA INCLUDING THE FTC- I STARTED WITH CMS IN FEB 09- MY CREDIT WAS GREAT- NOW IT IS JULY 10- MY CREDIT SUCKS- CMS REFUSED TO REPAIR IT AND I AM BEING SUED BY 2 OF THE 4 CREDIT CARD COMP- AND CMS REFUSES TO HELP- PLEASE I AM TRYING TO FILE A GROUP LAWSUIT THEM THRU NJ, AG'S OFFICE DEPT OF BANKING. FILE YOUR COMPLAINTS NOW-_DO NOT LET CMS TRICK YOU- JUST GOOGLE THEM TO SEE I AM NOT ALONE-_CMS=INTEGRITY DEBT RELIEF=SCUM!!!!______________[/QUOTE]

We've gave our debt to SMS about 2 years ago... a lot of debt.. it was the ONLY way to get back on our feet.. we tried working with the CRedit cards.. and they were totally unwilling to settle with us on anything.. it was this or bankruptly... we used our last money for this instead of BK so we could recoup quicker and easier.. all has gone well...

I wish it had never happened.. that would have been much easier.. but Eileen Cook (phone number above) has NEVER not answered her phone.. has ALWAYS been there to help us.. and I feel we are WAY better off than with a BK.. and the traditional lawyer system..

If you're in debt there is little help.. you just have to be careful .. and think wisely and if you call Eileen she'll explain it over and over until you understand... tell her Idaho sent her.

OK this is not getting us anywhere. Some saying "it worked for us" and a bunch saying they got jilted... just like the world today.... No straight answers. One has to practically read the equivalent of a stack of novels online just to figure out if something is honest or not - exhausting - and STILL finds no straight answer on who to trust. Based on the evidence before me, I see that humans have absolutely become a bunch of insane creatures... some insane with some kind of success with their greed, and the rest insane from either trusting them, OR trying to figure out WHO to trust. If I could go running to the hills to vanish and eat berries for the rest of my life, I swear I would, just to escape insanity on top of insanity. I'm going to stand up now, so some BLOOD can get to my ASS that's been planted in a seat for hours trying to find solutions.... and maybe it'd be best to just stop trying to find an answer anymore. Thanks all, for efforts to inform, I guess.... too bad seekers are left frustrated and it doesn't seem to accomplish anything but a numb butt.

I got scammed by Eileen Cook and CMS and wrote a report on RipOffReport.com and you can type in the search box CMS, Integrity Debt Relief Group, or Eileen Cook and it will show my report. I was and still according to them a member and I forwarded all my mail to them as directed and I still years later get collection letters and calls and they have done absolutely nothing. Don't trust these crooks, I am considering legal action since they took my $2,900 and I spent tons of money in postage and this hasn't done anything for me. When I spoke to Eileen Cook when I signed up she said that my credit would be cleared and cleaned up if I got into the program and the collections would stop and none was true. They can't do anything for you other than take your money.