Internet's first get-out-of-debt community - 145,000 members

bcs · Posted: Wed Aug 16, 2006 12:48 pm Subject: Interim Cash, Ltd.

I do not understand this company. I get multiple calls from them and everytime someone calls, they want to settle my account for a different amount. They say my balance is now $979 but they will accept $300-$600 as payment in full depending on who I talk to. I kept calling back and talking to someone different and I get a different figure. It is very annoying. They call me from 442084922780. I've seen other experiences with this company under another name from the UK. I just want them to go a way. Should I keep playing, let's make a deal on the amount I owe them?

Posted: Wed Aug 16, 2006 1:28 pm Subject:

Hi

Interim Cash is playing a hide and seek game on many people. They are operating from a different country and present them as a paperless company. It seems that you have a loan with them. Ask them for the statement of your loan account before you send your payment. The interest rates and fees should be within the state laws. If you compare it with your state laws, the total amount can be brought down to the actual charges since it is mostly disputed. Call the company at 1-800-865-3703 and ask for the loan papers showing the last payments done.

See this link also.

http://www.debtconsolidationcare.com/forums/ics-clarification.html

Posted: Wed Aug 16, 2006 1:36 pm Subject:

Interim Cash won't send you a thing..they claim to be a "paperless" company. All contracts are done via voice recorded phone calls...so they claim.
They will harrass you to the ends of the earth too, and they don't follow US laws in any way shape or form. (sorry flying heights, your advice is great and appreciated here, but I've had many run ins with these jokers!)
Best thing to do is get a name from one of those shmootzes, agree on a fee and send them a money order.
Make copies of this money order, write "paid in full" on it and make them tell you where to send it!!!

If you register here, I can pm you some more info on them that I don't dare post on here!

Posted: Wed Aug 16, 2006 1:39 pm Subject:

Hi bcs...

I'm dealing with them right now, and I'm so fed up, it's not true. They just pull a figure out of their backside, I'm thinking. What was your original loan amount and how much have you paid already?

They'll harrass and threaten like you wouldn't believe. I'd take erzeke's advice. Whatever you do, don't give them anymore of your bank details.

Hope you'll join the forum and let us know how it goes.

Posted: Wed Aug 16, 2006 1:49 pm Subject:

Tif..check your pm!

Posted: Wed Aug 16, 2006 4:54 pm Subject:

Posted: Wed Aug 16, 2006 5:01 pm Subject:

I have to jump in on the Interim cash thing..

I know that most people have horrible problems with them, but they were a breeze for me, seriously.

I loaned with them in September of 2005. In January of 2006 I defaulted. That's 5 months of $160..You do the math!! I guess we (me and Interim) decided that I'd paid enough, and my debt was cleared. I haven't heard a peep from them since, and really don't expect to.

Last winter, a guy who claimed he worked for either them or one of their sister companies posted that they have a set amount that they plan on getting from their customers. Once you reach that amount they basically let you go. I'll try to find that link, it was some good reading.

Posted: Wed Aug 16, 2006 5:04 pm Subject:

http://www.debtconsolidationcare.com/forums/cashtoday-collections.html

cash today, ICS and Interim are one.

Posted: Thu Aug 17, 2006 8:30 am Subject:

You are lucky! I have more than paid for my loan with them, but they don't care. They aren't competent enough to debit my acct. even though they have the correct info, so they send me emails after each attempt saying my bank refused the debit because the acct. doesn't exist. Whatever! They won't provide me with an address to send a money order, so stuff them.

I'm just waiting for the harassment at work to start.

Posted: Thu Aug 17, 2006 12:14 pm Subject:

I'm getting ready to start my battle with Interim...I've paid them over $700 on a $200 loan. Needless to say, I'm not giving them one more dime! I know it will be a tough battle, but I think I'm ready for it!

I know I've said it in other places, but I'm just really thankful to have found this forum! It's given me hope and by the end of work today, I'll feel totally in control of my money again!

Posted: Thu Aug 17, 2006 12:31 pm Subject:

Flying Heights..check your pm

pzblake · Posted: Thu Aug 17, 2006 1:58 pm Subject: 1-800-865-3703

This number by Interim that is calling you is actually Cash2day4u or Cash2day Limited. They are all have British accepts and the main phone line is 1-800-680-2177

Posted: Fri Aug 18, 2006 6:05 pm Subject:

Tiffany,
Did you send them a cease and desist letter?

Posted: Tue Aug 22, 2006 10:21 am Subject:

No, I didn't bother doing that because they aren't based in the US, so I figured they'd give me the spiel about not being bound by US laws, etc. I turned it over to the debt settlement company I just started with and advised them that I've paid well beyond the principal and finance charge. The lady I spoke with told me they have an international lawyer that can handle Interim......I don't know <shrugging shoulders)

Posted: Wed Aug 23, 2006 10:45 am Subject: Interim Cash

Hi, I'm BCS from above but am now registered. I am finally out from under Interim Cash. I'll tell you what happened. I arranged to make a $300 payment out of an old account that I was going to put money into to make them go away and not give them my new account information. I called the Credit Union and found out they closed that account due to inactivity (no negative balance). It had been too long to simply reopen it. So, I called my friends at Interim Cash and said I have just found out that account is closed. The guy said he already "carried my file" to the ACH department and it is gone. There is nothing I can do except that if it does not clear "it will cost me more." I call back in the evening and say explain what will happen, he lets me pay $270 since he says my bank will charge me a $30 fee for the ACH debit that does not clear. I give my new bank account number and they debit the funds. I get an e-mail from them telling me the $300 debit did not clear. I reply back and say I took care of it from another account. The guy who took my first payment arrangement calls me back and says it is urgent that I return the call. I called. The lady who answers takes my information and says that the loan "was not documented correctly that it needed to be closed after I paid." She said if I pay her $100 with an ACH debit, she will close my loan. I argued with her for 10 minutes that I am not paying another dime and it is not my fault the loan was not documented properly. She finally gave up and marked my loan closed. Today, I got an e-mail from Interim Cash inviting me to take out another loan with them doing a "less is more scheme" I can take out a $225 loan and my payments will be $5 less. This sounds like a great deal (for who) Sad

Thanks for everyone who commented and gave me ideas. I got a $200 loan and settled out for $579 after having the loan for 6 months. I could have done better but could have been stung much worse.

Posted: Wed Aug 23, 2006 11:45 am Subject:

Good for you! I'm trying to get out from under these folks too...I've paid them far too much already!

Congratulations on this HUGE step toward freedom!

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