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Posted: Sat Jan 20, 2007 6:11 pm Subject: IPDL letters sent

Hi everyone,
I decided to take everyones advice and take care of the ipdls myself.
I was just wondering how long its takes for some of these ipdl to respond to the templete letters I sent out? I received some back that address' arent good, Platinum B svcs, quikpayday, those are the only ones that I received for "unable to forward" on it.

Thanks
Traci925

Posted: Sat Jan 20, 2007 6:16 pm Subject:

I was able to settle mine within a week, but not only did I send the letters, I also filed a complaint with my AG's office. Thanks to them a few marked me as paid in full by the next afternoon. The others followed within a weeks time. I'm not sure how they decide who to deal with quicker than others, sometimes it has taken others longer. I think it all depends who receives your letter first.

Posted: Sat Jan 20, 2007 6:22 pm Subject: ipdls letters sent

I wondered about all of this, I sent them out Jan 9th, I'm still getting some of the receipts back. Did most of yours mark paid in full? Did they call you or send letters to you? I filed complaints with the AG's. I guess its a wait and see thing. Check n go sent me a letter. saying when I received my loan electronically signed the docs on the website that the loan was provided by First Bank of Del, not check n go. Avante TelAdvance,inc d/b/a check n go online. The consumer loan agreement was between me and FBoD. Does that sound right?

Posted: Sat Jan 20, 2007 6:25 pm Subject:

Sometimes you have to send the letters multiple times a day to get them to respond. Mine were marked PIF. Some people have sent multiple e-mails and faxes a day to the companies in order to get a response out of them. I've not dealt with Check N Go. I know the rules for banks is different than other states.

Posted: Sat Jan 20, 2007 6:29 pm Subject: ipdl letters sent

Steelers,
When you filed complaints with AG was that by letter or email or a phone call? I sent letters. I need to send letters or emails to each paydaylenders state AG right? I just did the PA AG.

Posted: Sat Jan 20, 2007 6:30 pm Subject:

I was able to do mine online with my AG's office. I sent in complaint forms to each AG office in the states in which each ipdl was located.

Posted: Sat Jan 20, 2007 6:34 pm Subject: ipdl letter sent

How did you word your complaints with the other AG's office. Have you ever heard anything about Platinum B services/ezpayday. I sent a letter to that one and I got it back undeliverable.

Posted: Sat Jan 20, 2007 6:47 pm Subject:

I've not dealt with that company, but I know others here have. I was able to get my accounts settled before I heard from the other AGs' offices. They sent me notification they were in receipt of my complaints. I did follow up with them to let them know the situation(s) were resolved. Never heard back from the other AGs' since letting them know I was able to resolve the matters.

Posted: Sat Jan 20, 2007 6:52 pm Subject: ipdl letters sent

Steelers1,
So your saying give it some time and keep sending complaints to the AG's office. What was in your complaints to the AG's office, do you have a template letter for that too. Isnt it horrible we all have to learn the hardway. Thank goodness you are here to help all of us. I do feel like there is a light at the end of the tunnel after coming to this website. Sometimes I feel like I'm one of the worst mothers on the earth to have gotten into such a financial pitfall. Life's not easy thats for sure.

Posted: Sat Jan 20, 2007 6:55 pm Subject:

Don't feel that way. There is a light at the end of the tunnel. I didn't write a letter to the AGs' offices, I used their complaint forms and stated my complaint in the appropriate section and the resolution I was seeking in that section. You have blocked these guys from your account right? One thing you don't have to worry about is going to jail despite any threat they say to you. You will be able to get these settled. Sometimes it takes a while, like I said, I'm not sure why some can do it quicker with a company and then that same company gives another person the run around. I really think it is the luck of the draw on who receives your letters first.

Posted: Sat Jan 20, 2007 7:01 pm Subject: ipdl letters sent

Thank you for the kind words, they are really appreciated. Paydayok came back with paid in full and I printed the letter that Chizhy put out on the forum for Rio Resources. I just cant see paying sooo many fees to langhorne if I can do this myself.

Posted: Sat Jan 20, 2007 7:04 pm Subject:

I agree, this can be done for free by yourself. It may take some time, but you will save money. You just need to have the courage to deal with them and their false threats, and call them on their game. Let them know you are informed.

Posted: Sat Jan 20, 2007 7:08 pm Subject: ipdl letters sent

I used to be a banker, I know my fdcpa information. I'd never work for a bank ever again. They are the worst kind of cheats, well, next to ipdl. The odd thing about all of this, is they havent been calling on the phone. Stange. I havent heard from Platinum b services since june 12th, It went to a collection agency and I havent heard from them either. Its all about TIME, I see that.
Thanks for all your help this evening, I'll keep in touch with the progress.

Traci925

Posted: Sat Jan 20, 2007 7:28 pm Subject:

Also file a complaint with the FTC. I was just reading an e-mail that I had received and saved from them after I e-mailed them and they are keeping a file and sending the complaints to state agencies and Canada.

Posted: Sat Jan 20, 2007 7:32 pm Subject: ipdl letters sent

Hi irish51cc,
I will do that too, anything to get these companies to stop the insanity. These loans are just killing the "average joe." If we dont stick up for ourselves who will. Thanks

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