Kingston Financial - What are the common complaints against them?

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Sub: #97
Replied on 08-18-2010, 07:46 AM
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this guy called my phone name alex waston he said he was coming to my job and take farhter action if i dont pay the money i payed my 289 back so whats the problem

granma
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Sub: #98
Replied on 08-23-2010, 03:11 PM
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I applied for a Loan last week from kingston financial last week 8/2010 they called me and told me the money would be in my account the next day. the money was not and still have not been deposit into my account. what I need to do they have all my personal information?

Alie
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Sub: #99
Replied on 08-25-2010, 05:07 AM
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I requested a loan from Kingston financial 2 days ago the guy who calked was already unfriendly while verifying my information cause he acted like I was practically stealing the money from them and they hadn't even process the loan. The beginning of the call he kept saying I'd get the money next day well I have yet to receive the funds and it's almost near the end of the cancelation period, the man didn't mention to the very end of the call that it could take up to 3-5 days I needed the money yesterday what's the point of getting a loan when by the time it gets here it will be my payday again and they are just gonna take the full thing out of my accept and my bills didn't get paid. Also the finance charges are already ridiculous $89 for a $200 loan other companies charge $89 on $400 loans so it's really about $20 - $22 at a regular service per every hundred in interest. I have even been approved for more at a company called check n go I should have gone there first cause Kingston financial is a scam.

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Sub: #100
Replied on 09-03-2010, 07:35 AM
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Funny that all you people moan here yet no one has reported this company to the authorities. I was informed that they are based in london uk. Most of their staff are foreigners....only few times you willhear a proper english accent. They operate from a company called
global call centres
2 & 3 floor
928 high road
north finchley
london n12 9rw.

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Sub: #101
Replied on 09-03-2010, 07:40 AM
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SORRY...ITS
GLOBAL CALL CENTRES
2 & 3 fLOOR
RECO HOUSE
928 HIGH ROAD
NORTH FINCHLEY
LONDON
N12 9RW
TEL; 0044 (0) 208445 5814
BOTH KINSTON FINANCIAL AND BRIGHTON FINANCIAL ARE LOCATED TOGETHER. SAME COMPANY DIFFERENT NAMES. FOR THOSE OF YOU WHO NEEDED MORE INFO...HERE IT IS.

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Sub: #102
Replied on 09-04-2010, 04:14 AM
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Quote:
Originally Posted by Anonymous View Post
I googled payday loans and it directed me to fill out an application. i filled out the app and someone from kingston financial called me and said i was approved and that money would be available within a hour. Well an hour has passed and there is no money available now they have my bank info. is this place legit or what.
Did you ever get the money ?

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Sub: #103
Replied on 10-23-2010, 08:08 AM
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Originally Posted by Anonymous View Post
I just recently took a loan out with kingston financial for $200.00 and it was an $89.00 fee. After I took the loan out I decided to research the company and came across alot of people that say that kingston financial is a scam and a ripe off . I took the loan out and it was deposited the next business day as promised. kingston financial took $289.00 out of my savings account on time as I requested. I called them to advise to take the full amount out on my next payperiod and as they specified in their email, I sent them an email requesting the funds taken out on my next payperiod. Thus far I have not had a problem with kingston financial. I see people say that they call the number for kingston financial and the line is busy. I did come across that problem but that was because I called too early. I called when they opened at 8am central time and someone did answer my call.
I took out a $200 loan with Kingston Financial as well, they explained the terms of the loan (as ridiculous as they are) but I was desperate and I took it. They deducted $89 from my account each payday until I could pay the loan in full. Took me about 4 paydays. Yes they are a rip-off but i signed up for it. Nothing was hidden, they did not take more than they said they would, they sent me reminder emails and the telephone agents were not rude in my situation. Why would they be? They are getting over like fat rats.

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Sub: #104
Replied on 11-03-2010, 01:49 PM
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Originally Posted by Anonymous View Post
I got a $200 payday loan from this agency and did not read the fine print. It read that you cannot pay off the premium unless you pay in full. Otherwise, each payday they deduct 89.00. as a loan fee. The only way to stop the electronic deduction is to pay the full amount of 289.00 (in this instance). If you do not...until the loan is paid in full, each payday 89.00 will be deducted. Therefore, I suggest that you do not use this payday loan agency..I have paid over 1000.00 to date for a 200.00 loan.
Yes, I have been a fool. I plan to pay off my load this week. I will let you know if it does work.


i did the same thing with this company. i just paid it off 2 weeks ago and now are still debiting my account. i been trying to get in contact with them but no answer. am have to pay a stop payment with my bank so they can stop drafting my account. this company is a spam.....

do not use this company
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Sub: #105
Replied on 11-03-2010, 05:36 PM
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they are just as bad as the others plus they all have the accounts payday loans go through. they take out $$$$ no matter if you took out a loan or not with them

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Sub: #106
Replied on 12-22-2010, 09:45 AM
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Please don't go to this company it's a scam, no legit company ask for money up front you don't pay for loans. I got scammed one time not by this company but one just like it, I sent them 700$ and i was suppose to get a 10.000 $ loan and it was suppose to be in certified mail to my house. When i didn't get it i called them an they told me it was a problem an they would send my money back when i didn't recieve it i called them an no one answered so i email them a threaten letter and they got scared and promised to send my money and never did, when i called and emailed again it was like they dissappered so please everyone reading this please please don't get lowered in my these crooks never send money to get money even in lottery too.Thanks conserned citizen

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Sub: #107
Replied on 12-23-2010, 01:11 PM
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Those of you that are thinking about using this company DON'T!!! This company is being investigated by the Federal Trade Commission and the FDIC for fraud. I am an attorney and I strongly advise anyone NOT TO USE THIS COMPANY!! Those of you that has used them and currently are trying to get your money back, seek an attorney or go to legal aid for help.

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Sub: #108
Replied on 12-23-2010, 01:19 PM
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First of all I am an attorney, and it's against the law in every state for a creditor to come to your job to demand money. You could of called the police and had the gentleman arrested and then sued for your balance to be credited back to your account in a small claims case. And you would of WON because he came to your job. Don't ever let a creditor harrass you or threatned you that they are coming to your job or calling your boss, it's against the law and a violation of the Fair Debt Collection Practice
Good Luck

The GMAN
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Sub: #109
Replied on 01-09-2011, 02:30 PM
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Kingston Financial Services...the Payday Lender..actually did what they promised: I applied for a loan, they deposited the money, and the auto-debits have been occurring.

However..AND THIS IS CONJECTURE...AND I HAVE NO PROOF...But...due to a medical situation with my family, I have had to reallocate my financial resources and thus have missed 3 payments.

Fast forward, I received a phone call from someone identifying himself as Officer Chris William (who scrupously avoided directly saying he was affiliated with /or sworn law enforcement) who indicated he was with a "law office-Cyber Crimes Unit" and if I ignored the call, a team of sheriff's deputies would be waiting for me (again, avoided saying what these deputies would do once they visited me) and my employer and supervisor would be apprised of the "lawsuit" that has been filed against me. He left a phone number 425-905-1389. Person did have an accent. Of course someone naive would be panic stricken because this individual said all of the correct -key words and inferences (lawsuit, "Cyber Crimes Unit", "deputies"...yada...yada..yada). Well I ignored the deadline and gee...no deputies. I also contacted the "owner' of that phone number and indicated that a user of the number is employing questionable tactics; and I also added a post to reverselookupdatabase.com..who also had a number of complaints against this 425 phone number.

Now I am NOT saying this is affiliated with Kingston Financial Services. I'm just pointing out a coincidental event. Draw your own conclusions!!

(Sadly,.,,these firms are needed because in the U.S. now, the unsecured ,personal loan market is "gone" if you don't have a credit score of greater than 600 (more like > 630) . You are subprime and if you need a loan, you cannot get one. I work for a large financial corporation (and I mean LARGE) and the chairman recently stated that the subprime market was not a market he wanted to be in (though he was talking about mortgages but the underlying message applies to all markets). Sadly, if it weren't for Kingston and a couple of the other PDLs, I would not have been able to help my family.




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Sub: #110
Replied on 01-09-2011, 03:17 PM
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whatevs.i do know that if that was your only loan then yes kingston either sold,or gave your info to them so how do you feel about this uk scummy pdl now?because that is what they are.a scummy uk pdl that deserves nothing but scorn,and contempt.cheerlead for them elsewhere will you.

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Sub: #111 scam pdl inuk
Replied on 02-23-2011, 03:15 PM
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Kingston financial are also know as brigthon fnl global call centres in the uk they will be changing their name again to stop usa customers catching on

singlemom011
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Sub: #112
Replied on 03-10-2011, 01:25 PM
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I got the loand with kingston financial to help me out of a serious situation. everything was fine until some more life changes occured. So like alot of people taxes came back so i am trying to pay off everyone now. i am on the phone with kingston finacial as i type this and all i asked was for a simple receipt to show that i made a payment and i know longer have a balance. and the refused to do it. the rep wants to give me an excuse of his boss is on hoiliday and know superviser is in the office. i feel this company has poor business ethics and need to get a clue people want reciecpts and need proof. never again will i use them




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