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issita75
Joined: 22 Feb 2008
Posts: 2
Debtcc Points: 166
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 Posted: Mon Feb 25, 2008 12:17 pm
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I got myself into the pdl mess, and now I need help to get out of it. I was referred to Lanhorne debt solutions but, their fee is $968 for 12month plan. do you know of any company that will work with me and these pdl loans?
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Mon Feb 25, 2008 12:21 pm
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I think you may have another post going. We can help you here . Many of us have done this on our own. What state are you in?
If you list the lenders, how much borrowed, how much already paid back, and if they are internet or store front, we can help you sort this out.
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Issita
Guest
Debtcc Points: 100
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Posted: Mon Feb 25, 2008 12:39 pm
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Im in CA. Total borrowed is $2880.00 and they are all internet pdls.
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Mon Feb 25, 2008 12:42 pm
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please list the lenders, how much borrowed from each and how much already paid to each.
California State Information
Legal Status: Legal
Citation:
Cal. Fin. Code ยงยง 23000 to 23106
Loan Terms:
Maximum Loan Amount: $300
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot charge fee for extension)
Cooling-off Period: None
Repayment Plan: Voluntary (no fees may be charged in conjunction with payment plan)
Collection Limits:
Collection Fees: $15 NSF fee
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: California Department of Corporations
Address: Financial Services Division, 1515 K Street, Suite 200 Sacramento CA 95814
Phone: (866) 275-2677
Fax:
Regulatory Contact: ,
Regulator Website
Licensee Database
Complaint Instructions
Complaint Form Link
Online Resources:
Questions Regarding California Deferred Deposit Transaction Law
Predatory Lending Fact Sheet
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volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24889
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Mon Feb 25, 2008 12:48 pm
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thanks
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issita
Guest
Debtcc Points: 100
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Posted: Mon Feb 25, 2008 12:55 pm
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arrowhead 390
impact 390
loanshop 520
oneclick loan 390
thinkcash 300
cashcentral 300
pday one 300
pday one 300
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