Sounds like they got off lightly, I have seen where states who are issuing these c&ds are making the pdls refund the consumers.

Dennis did tell me that if you go to the internet pdls' websites and you see somewhere a list of states they do not offer loans in, it is because they were issued a C&D order.

That's correct. When you see states listed, that only means that particular PDL received a C&D from those paticular states.

ok, aside from langhorne law showing up on my bank info, I've also had ambassador financial. I had to close out my citibank and get another acct because they kept debiting and debiting . I knew i had a pdl but was not sure which one ambassador belonged to. I called the bank and tried to get some kinda info on them like a telephone # or address, but the bank couldn't find anything. I should have came here. They must have taken out quadruple the amount i actually owed! about 180 each paychek! so to make a long story short i closed my acct and haven't heard from them. Now i owe the bank all those nsf fees.

so i'm guessing all these pdl's go by dba's? It's hard for plp to track them down w/ addresses.

Langhorne Law/Nationwide Cash/Ambassador Financial Services are the same animal.

oh my goodness, are you serious? ok if that's the case, how come ambassador hasn't taken out any money from my pdl for themselves? If they are the same company? They still have my bank acct number since they've been debiting me for nationwide. I don't understand. Are they not allowed?

It's all designed to confuse the consumer!

It's Nationwide Cash's loan.Your account is debited under "Ambassador Financial Services", Nationwides "parent" company.

what is langhornes email address

do a search on yahoo

Actually langenhorn law doesn't exist anymore, if you google that you will get langhorne debt settlement, he switched his business and now his website has shown that change and a change in the company name. It is not longer Langhorne Law.

you all are not listening. i had the same problem with nationwide. here is what i have found out after doing some real digging and talking with some folks in this forum. read very carefully so we don't have any miscommunication.
dennis williams owns langhorne law. dennis williams was in charge of collections for nationwide. dennis williams has his name on the bank side because the other partners, the owners of nationwide, can't get a bank account. dennis williams is parading around like he doesn't have anything to do with nationwide but they all share the same address, phone system and email systems. from what i can see, all we are doing is paying dennis williams to settle debt but that we won't save much at all because we are paying him instead of paying off our debt and if we miss our payments then the pdl company will turn the heat up on the collection machine. guess what happens then, we have paid dennis williams and now we are in a real problem because we still owe 100% to the pdl and dennis williams has our money and just says thanks for the cash but you didn't follow the plan. if you ever thought of being able to use consolidation you won't after this. it just makes me sick that everyone is our situation is so blinded by some glimmer of hope and a quick fix that they fall into this trap. i have talked at length with them over there and believe me, if you don't follow the plan then you will have more than what you wanted.

This is going to prove to be very interesting as it all plays out. I just pray that nobody gets hurt even further.

I am neither pro nor con on this issue. Call me Switzerland, I'm neutral. But I do have to say this...

Considering that Langhorne was once involved in the payday mess, which they even admit on the website:
One would have to consider the following:
1) we know that connections did, and may still, exist between Langhorne and the paydays... to what extent, we will never know.
2) The online paydays know that people hate them. They know that people are getting smarter about the laws, and are fighting back by filing complaints and writing letters. Their harsh tactics are beginning to fail, and when all the customer start fighting back, they won't be able to make money.
3) We know that businesses try new things to make money... If the paydays play "bad guy" to the end, they might lose. Conversely, if they play "good guy" throught the guise of a debt manager, they will gain your trust and get you to repay the debt without filing all sorts of complaints.

That is just my take. But who knows if you sign up for the program, he may tell you "let me work on getting payment plans set up." Then he may just dial the collection department (ie "bad guys") and say "Hey, I got them to sign up... back off on the collection for a while." And so the collections stop, customer is happy and thinks Langhorne is doing its job, payday gets paid back, and charges you a fee for the payment plan on top of it.

Who knows, maybe they have an agreement worked out where he keeps a percentage of what he can collect. To the payday stores, getting paid a percentage is better than dealing with all the AG complaints and not collecting anything.

Again, just me, but sounds a little like the wolf dressed up in a sheeps costume and they are playing a game of good cop/bad cop in order to get paid back.

After doing a little digging, I also have these questions:

I thought I would look up the DNS entry for the site langhornelaw.com, to see who it is registered to. All the information is "private" so it just gives you a address & phone to Network Solutions, who registers the website. Same thing for the langhornedebtsolutions.com, except they use GoDaddy.com instead of Network Solutions, to register the domain.

Both sites us the same domain server, which goes to JDLServicesCorp.com. That means when you type langhornelaw.com, your web-browser actually goes to JDLservicescorp.com to find out were langhornelaw.com is at. (Except if you try to visit a website at JDLservicescorp.com, you have unauthorized access.)

JDL also has a private entry, but it's administrative contact shows Worldwide XS, Ltd. (see below). It's record was updated 1 day after Langhorne's record was updated.

NOW go lookup nationwidecash.com on the WhoIs. Who is their main DNS server?? JDLSERVICESCORP.COM, who also routes the internet traffic for langhornedebtsolutions.com.

Now, from here there is another point of interest:
1) If you lookup nationwidecash, they actually have their info listed and not marked as "private". It is as follows:
Look at the adress provided up under administrative contact above, and then tell me what is langhorne's contact address and phone??

So if Langhorne severed ties with these places, then why is he in the same building, his phone # is only 5 digits off from theirs, and why are they still directing his internet traffic?[/b]

I am biginning to find myself not neutral anymore, as it seems he is still in bed with them. I believe now, that instead of making money by charging you interest, they are making money on "administrative fees" to setup a repayment plan through Langhorne. Keep in mind, these "administractive fees" are probably not regulated to the extent that payday loans are. Seems like they are taking illegal & unauthorized payday loan charges, and converting them into "debt consolidation fees" to get behind the state's radar.

Wolf in sheeps clothing is hitting the nail right on the head. Trust and believe.