Internet's first get-out-of-debt community - 134,000 members

Posted: Tue Aug 14, 2007 8:49 am Subject: Getting Married

I am getting married and would like to clean up my credit so that I can purchase a home. I prefer to be contacted via email. xxxxx Email removed for your safety..Bossy4455

Posted: Tue Aug 14, 2007 9:04 am Subject:

Welcome to the Community Very Happy

I removed your e-mail for your safety. If you registered for the free credit counseling, someone will contact you via e-mail. If you can tell us what type of debt you have, we can put you in the right direction. If you haven't pulled all 3 of your credit reports, I would do so. You can get a free copy of each once a year. You can then see if there are errors on it you need to dispute, and also anything you may not be aware of. Give us a little more info, and we will be glad to help-no personal info- Good Luck on getting your home!..KAren

Posted: Tue Aug 14, 2007 10:52 am Subject:

Pull your latest credit report from all the bureaus and review all the accounts listed there. You will come to know if there is any inaccurate item reported and dispute. Once you know the status of each account, call the creditor and put your payment proposals. You might get a lower pay off from them and clear the debts. It might take some time to completely fix your credit. Stick to the payment plan. You'll definitely see the results and your credit ratings will improve.