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Sub: #1 New to this
Replied on 08-28-2008, 07:50 PM
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Can anybody recommend a legitimate debt settlement company? Thank you.



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Sub: #2
Replied on 08-28-2008, 08:05 PM
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I am acknowledging your post I do not have any experience with debt settlement but others on here have. The only advice that I can give you is to make sure that you really check out a company before you hire them with the BBB to make sure that they are legit. Other's will be along to advise you further.

If you register as a member this entitles you to a free debt consult or you can call the 1-800-601-1579 number or click on the chat button and talk to someone right away.

Sub: #3
Replied on 08-28-2008, 08:24 PM
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Excellent advice from ladybug, I would go one step furhter. If you are in debt why look for a debt settlement company to settle your debt? Do you know it is going to cost you money to have someone else settle your debt?

If you have time and are well organized you can actually settle your own debt and save money. Avoid the fees for a settlement program and settle your own debt. If you want there are plenty of cheaper alternatives due a google search under do it oyurself debt settlement and I guarantee you it will cost you less to settle your own debt.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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