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Send message to shojeanice
Sub: #17 JNICE
Replied on 01-02-2008, 05:24 PM
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Sorry JNICE is me LOL.

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Sub: #18
Replied on 01-02-2008, 05:34 PM
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I should also mention that it takes time to do a debt settlement program. The first few months are the roughest. I don't know how CLC works, but in our company, everything kind of smoothes out after a month or two. Once you start building up settlement funds, the negotiations begin. Most of the debt settlement process is a stall tactic to give you time to build up some money.
If you want to do it yourself, there is a great resource; the "Do it yourself" link above.

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(Disclosures) Nothing in this post should be construed as legal or tax advice and is only my personal opinion. I work for a Debt Settlement company. The opinions I express may not be those of said company.

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Sub: #19
Replied on 01-02-2008, 05:42 PM
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My question to you is. what are the chances of it actually settling? im 6183 in one credit card. Its the calls to my family that really bothered me. I just want to get this taken care of ASAP, and i feel I do need assistance.

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Sub: #20
Replied on 01-02-2008, 05:49 PM
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As far as credit card debt goes, everybody settles.
Cease and Desist letters should prevent them from calling you. They can only call friends/family to locate you one time. If anyone ever calls you at work, make sure to tell them you can't receive calls of this nature at work. They can't call back. Its the law.

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(Disclosures) Nothing in this post should be construed as legal or tax advice and is only my personal opinion. I work for a Debt Settlement company. The opinions I express may not be those of said company.

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Send message to shojeanice
Sub: #21
Replied on 01-02-2008, 05:52 PM
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Well they called 2 of my aunts, then my parents. So just as long as they know they wont call again im fine. How about letter? Can you contact me with some info?




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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