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 Posted: Wed Nov 07, 2007 6:54 pm Subject: I just received a 3 day letter to vacate!!! |
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Help! I have been watching these boards and trying to begin the process of getting out of debt and cleaning up my credit report, but now I am in big trouble. I have several online payday loans and 3 store front ones, now the online ones screwed up my bank account so much that they managed to take all my rent money. Our credit is bad, both in low 500's so I know that my bank won't lend me money, but now I have no way to pay my rent and they are threatening to us out. We have two little girls(one with a broken leg) and just moved here in July, so I can't let that happen. Does anybody have any suggestions besides payday loans to help? They are the ones who started this whole mess in the first place, but I don't know what to do anymore! We also still owe on our cars, so I can't even sell one really fast to try and make some money! Is there anywhere to turn or are we just bound to become homeless?
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ourpittsfamily
Joined: 05 Nov 2007
Posts: 22
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| Posted: Wed Nov 07, 2007 6:58 pm Subject: |
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I'm so sorry to hear about your situation..You are in my thoughts and prayers.
Go through the phone book and call The Salvation Army, Goodwill, churches, and every non-profit org you can find. Explain your situation..There are programs out there to help. Good luck.
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finsfan13
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| Posted: Wed Nov 07, 2007 7:15 pm Subject: |
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Hi Our, so sorry you're going through this! Fins is right, please check out county and community based agencies in your area to see if not only you can get help with the material things, but many do not know that the Salvation Army offers far more than just donated goods. They can offer other services as well, for instance, tutoring for your children and I believe our Salavation Army offers medical help as well.. so definitely call them if there is one near you. Additionally, there may be legal counsel in your area that may advise you for free.
This is just a thought...I used to work with people who were receiving cash assistance...you may want to talk to your county assistance program as they also may know of services. And let me tell you the case workers there will know their stuff because they have to. They are so knowledgable about where to send you because they encounter so many different people with dire situations like yours. I know all this is overwhelming, but please try to act now as you never know where your contacts will lead you. So, at this point, try your county assistance office AND especially the salvation army. prayers here too!! big time, please keep in touch as we will help you in any way we can.
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debtstinker
Joined: 08 Oct 2007
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| Posted: Wed Nov 07, 2007 8:17 pm Subject: |
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Thank you for the ideas, guess I will start making phone calls tomorrow morning!
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ourpittsfamily
Joined: 05 Nov 2007
Posts: 22
Debtcc Points: 652
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| Posted: Thu Nov 08, 2007 5:44 am Subject: |
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Morning ourpitts...please let us know how you're doing, keep in touch
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debtstinker
Joined: 08 Oct 2007
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| Posted: Thu Nov 08, 2007 11:12 am Subject: |
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Not doing so well, I keep getting told that we make too much money! HAH! If that was the case, I wouldn't have needed the money from the payday loans in the first place and now wouldn't being falling apart. Thank you for checking though!
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ourpittsfamily
Joined: 05 Nov 2007
Posts: 22
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| Posted: Thu Nov 08, 2007 12:54 pm Subject: |
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Don't give up!!! Call a lawyer and ask what they think, most of the time they will give a free phone consultation.
_________________
"It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
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finsfan13
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| Posted: Fri Nov 09, 2007 2:22 pm Subject: |
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UPDATE!!!Got until Monday from them to try and figure something out, but have been told no by red cross united way, salvation army, etc... Still don't know what i am going to do, but thought I would update anyway! Thanx for all the help! If you have any more ideas, I would love to hear them.
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ourpittsfamily
Joined: 05 Nov 2007
Posts: 22
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| Posted: Fri Nov 09, 2007 8:47 pm Subject: |
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if you live in california and in los angeles county i can definitely refer you a great public agency that specializes in that field...check the site out NLS-LA.ORG
if you got a 3 day notice to vacate from your landlord, you still have some time. have you looked into getting some kind of gvt assistance? i would definitely be able to answer some of your questions if you live in California....PM me if you do please
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Lucrecia
Joined: 31 Oct 2007
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| Posted: Fri Nov 09, 2007 8:47 pm Subject: |
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if you live in california and in los angeles county i can definitely refer you a great public agency that specializes in that field...check the site out NLS-LA.ORG
if you got a 3 day notice to vacate from your landlord, you still have some time. have you looked into getting some kind of gvt assistance? i would definitely be able to answer some of your questions if you live in California....PM me if you do please
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Lucrecia
Joined: 31 Oct 2007
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| Posted: Fri Nov 09, 2007 9:40 pm Subject: |
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I wish I did, but I live in Washington! Does anyone have any advice for here?
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| Posted: Fri Nov 09, 2007 9:40 pm Subject: |
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My fingers are crossed for you...I know something will work out..You have my prayers.
_________________
"It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
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finsfan13
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| Posted: Fri Nov 09, 2007 9:41 pm Subject: |
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Sorry, I hit the wrong button, I meant to also add a great big thank you to Lucrecia.
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| Posted: Sat Nov 10, 2007 12:43 am Subject: |
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hi
I hope everything turns back to normal....i will surely pray for you
Take care n do tell us what happens
Nelly
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goodnelly
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| Posted: Sat Nov 10, 2007 8:58 am Subject: |
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A 3 day notice??? I use to be an apartment manager when I lived in KS, and we had to give people 30 days to move. You need to get on line and find the Landlord/Tenant Act for the state you live in. The only way I could do anything less is if they didn't move within the 30 days and then I had to go through the police department to have them serve the 3 day notice.
Have you already been sent a 30-day eviction notice and then served by the sheriff or police? Do some checking because your landlord may not be following the rules.
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2nband
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| Posted: Sat Nov 10, 2007 9:09 am Subject: |
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@nband is right- here you also have to be given a 30 day notice to vacate. Then if they want to evict you- it is a longer process than that.Check out your laws to amke sure what they areoding is legal--this may buy you some more time to get some money.
BTW- have you spoken with the landlord about this? If you ar in good standing with them- maybe they will work something out.
Good luck to you, and you and your family are in my prayers.--also another thought, I didn't think they could kick you out in days if you have children, either- not sure, so check you laws, and talk with your landlord karen
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Bossy4455
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