Lifeguard Financial - What are the debtors saying?

My Dr's told me I would never walk again. Then I found Lifeguard Financial*. Turns out I just had too much cash in my wallet. Once they took it all I could dance the night away. Thanks! Lifeguard Financial!!!

*Paid endorsement Results not typical. TT&L not included. Warning! This is not a toy. Batteries not included. Shock Hazard. Some Assembly required. Represented by the Law Firm of Dewey, Screwum & Howe.

http://www.lifeguardfinancial.com/li...financial.aspx

So how come this other Life Guard in Naples Fl (above)is getting complaints from your customers? Mr. http://lgf101.com

How about this:

www.fraudguides.com/report/florida.asp

they are great they helped me and now im about to be debt free

LifeGuard Financial is a reputable company... Yes they do have an A rating wit the BBB. People have to also understand that creditors are not always so willimg to work with you. In the contract that ALL clients sign everything is fully disclosed if people would take the time to read. Debt Settlement is different than debt consolidation, in which only principle cost is paid and the creditors get no interest paid. Also yes there are two different companies with the same name. The headquarters are in Ft Lauderdale and there are several branches. The company is regulated by all the same governing establishments as any other financial institution. The leads are NOT stolen from Curadebt at all. or from anyone else for that matter. Also yes the comapny really DOES have your information, however exact amounts and account numbers are NOT fully disclosed for consumer protection. Long story short take the service or don't. Research for yourself if you the help if not, then move on.

i also had the bogus phonecall about my credit score being lower and credit card debt i do not have. to the lady that said she called the number back and could not reach anyone push 0 then #

I SIGN WITH LIFEGUARD ON 3-3-09 AN THEY DEBIT MY ACCT ON THE 3-19-09. MY CREDITORS HAVE BEEN CALLING & CALLING . TRY TO CONTACT LIFEGARD THEY PUT ME ON HOLD & THEN HANGUP THE PHONE. SHOULD I TERMINATE MY CONTRACT? HEAD QUARTERS IN 4 WEST LAS OLAS BLVD. FORT LAUDERDALE,FL 33301

I signed all my papers about two weeks ago and finally all the calls stopped from the CC. I make my first payment and hopefully ill have everything paid off in the next year or so.

has anyone had an honest responce of whether or not its a true company that is there to help or just a scam???

I work for lifeguard financial. We are a legitimate company.No shady business. We have a high rating with the BBB
I save my clients alot of money and continue to do so everyday. If any is interested feel free to contact me at my direct line Contact info deleted - ND






Please refer to the TOS - ND

they are a shady company. they do not disclose the truth regarding debt settlement.

I absolutely agree....They are a shady company. The debt settlement process is quite complicated, Yet individuals from this company are trained to sell this product and enroll the client all in the same day. As a debt settlement agent and trainer i find it ridiculous that there are all these BOGUS posts and replies such as " They helped me and now i am debt free" or "I signed papers and the call stopped". Come on! are you serious? Does this really sound like a consumer.

Although i am in the debt settlement industry i will not tell you i am the only company out there. THIS IS WHAT I SUGGEST YOU CONSIDER BEFORE YOU DECIDE ON DEBT SETTLEMENT COMPANY:

1. TASC (tascsite.com) is the only honorable organization within the debt settlement industry. DO NOT LET ANYONE TELL YOU OTHERWISE!. ANY COMPANY WHO IS A MEMBER OF THIS ORGANIZATION ARE UNDER A STRICT CODE OF CONDUCT THAT THE ORGANIZATION PROCLAIMS. There are about 100 companies that you can research on this site. ALL OTHER COMPANIES CAN BECOME MEMBERS, HOWEVER THEY CHOOSE NOT TO REGISTER BECAUSE THEY VIOLATE GUIDELINES THAT TASC PROCLAIMS JUST FOR THE PURPOSE OF BEING MORE PROFITABLE.

2. NO COMPANY HAS THE ABILITY TO MAKE SURE CREDITORS STOP CALLING YOU IMMEDIATELY, IT USUALLY TAKES 90 DAY 120 DAYS AFTER NOT PAYING CREDITORS. ANYONE THAT TELL YOU OTHERWISE....PLEASE TAKE THAT AS A SIGN OF "ILLEGITIMATE COMPANY".

3. DOES THE COMPANY GIVE FULL DISCLOSURE OF FEES?
NEVER ACCEPT ONE OF THESE ANSWERS:
- "ALL FEES ARE INCLUDED IN THE MONTHLY PAYMENT?
- " FEES ARE 15 % " (15 % OF WHAT)

I HOPE THIS CAN BE HELPFUL TO SOME CONSUMERS OUT THERE.

Life guard financial, is a great company and takes care of people debt. THey are a reliable company and have an A rating with the bbb which is impicable. I did business with them and it sure went great, my credti score is back over 700
SameBox Response from "NASCAR_Devil":

Many so-called experts appear on these message boards and criticize debt settlement. Where were all of these Gurus when the banks, who made billions from loaning and investing the deposits in our checking and savings accounts, while charging us every fee imaginable? What about the credit card companies, which spent millions on high priced advertising and shipped out all of the plastic that they could mold? Now, that all of the executives and insiders have gutted the American economy, they are whining to the federal government to pour OUR tax dollars into he shells they've left behind and still getting bonuses!

Why is it wrong for companies to advocate on the side of consumer? Many attorneys (who have bankruptcy practices) will advise against debt settlement. Consumer Credit Counseling Services are funded be creditors like banks and cc companies. The same creditors who don't care if you live or die, as long as the get their interest.

I think all Americans need a clean start. The best way to do that is to clear debt off of the books. Period. I realize that my credit score is going to drop initially, but if I can settle out my debt by putting the money into a trust account that I have full access to monitor for a known period of time, instead of paying interest until I can't anymore or some other crisis presents itself, I'm all in! If your FICO is under 600, who cares?Use your ATM card for a few years and stop living off of credit cards. You'll get more respect after your debt is cleared out.

In the beginning, it was understood that banks owed their success to depositors. They treated you that way and reciprocated by paying you part of the money they made by using your money. Today they act like we need them and must beg for their crumbs. Enough is enough. I say to the Debt Settlement Companies: As long as you are a legit company and you stay with your clients all the way, Git Those Settlements Done!!!!

Ya they help, if you don't need the help then hang up. Don't waste their time, because they won't waste theirs with clueless people that don't understand the debt settlement program. I was ignorant just like that, and then felt silly when my friend told me his story about his success with lifeguard financial. Now hes debt free but kept a couple accounts open to better his credit even more than it already is, which is 690. If you people don't understand and don't want to improve your financial situation just declare bankruptcy, or continue to pay a high percentage of interest over the years so you can remain in a garbage financial state. Cut your debts! makes sense.

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Great company. They just settled my accounts for halve the debt. 0% interest... they always answered the phones and were respectful to me