Lifeguard Financial Fort Lauderdale

Their BBB reports reflects an "A" rating. I checked them out after being contacted for a debt settlement program. I spoke with a guy named Tim who was very informative and gave me all the pros and cons regarding debt settlement. I saw other posts here about them when I Googled them and I thought I would just put me 2 cents in. I have talked to other companies in the past who tried to hard sell me into signing up but I think if I move forward with this option I will probably go with Lifeguard.

That's good news. I've heard good things about them. I think it is also important that everyone realize the truth about the BBB. They are not a national company with the same systematic rules. They are actually franchise based with different rules from state to state. In the state of Maryland the BBB can give a debt settlement company who has been in business for 3 years without one single complaint a 'F' rating simply b/c they disagree with the industry.

I encourage everyone to check into the BBB for complaints. See how many there were and how/if the company resolved the issue. PLEASE do not base it simply on the BBB's rating.

I work for Lifeguard Financial in Fort Lauderdale, and I have also enrolled myself into the program. It is a great program if you are intrested in getting some information my contact info is contact info deleted....pm solictation prohibited.

Thanks and have a great day

great company

The debt settlement process is quite complicated, Yet individuals from this company are trained to sell this product and enroll the client all in the same day. As a debt settlement agent and trainer i find it ridiculous that there are all these BOGUS posts and replies such as " They helped me and now i am debt free" or "I signed papers and the call stopped". Come on! are you serious? Does this really sound like a consumer.

Although i am in the debt settlement industry i will not tell you i am the only company out there. THIS IS WHAT I SUGGEST YOU CONSIDER BEFORE YOU DECIDE ON DEBT SETTLEMENT COMPANY:

1. TASC (tascsite.com) is the only honorable organization within the debt settlement industry. DO NOT LET ANYONE TELL YOU OTHERWISE!. ANY COMPANY WHO IS A MEMBER OF THIS ORGANIZATION ARE UNDER A STRICT CODE OF CONDUCT THAT THE ORGANIZATION PROCLAIMS. There are about 100 companies that you can research on this site. ALL OTHER COMPANIES CAN BECOME MEMBERS, HOWEVER THEY CHOOSE NOT TO REGISTER BECAUSE THEY VIOLATE GUIDELINES THAT TASC PROCLAIMS JUST FOR THE PURPOSE OF BEING MORE PROFITABLE.

2. NO COMPANY HAS THE ABILITY TO MAKE SURE CREDITORS STOP CALLING YOU IMMEDIATELY, IT USUALLY TAKES 90 DAY 120 DAYS AFTER NOT PAYING CREDITORS. ANYONE THAT TELL YOU OTHERWISE....PLEASE TAKE THAT AS A SIGN OF "ILLEGITIMATE COMPANY".

3. DOES THE COMPANY GIVE FULL DISCLOSURE OF FEES?
NEVER ACCEPT ONE OF THESE ANSWERS:
- "ALL FEES ARE INCLUDED IN THE MONTHLY PAYMENT?
- " FEES ARE 15 % " (15 % OF WHAT)

I HOPE THIS CAN BE HELPFUL TO SOME CONSUMERS OUT THERE.

try tascsite.org for the organization listed

I have dialed 1-888-333-3860 off and on for the last free days . I get to your recording but donot get anyfurther . I consulated with you this week and need to get the phone router for when I start to get the call's.

I had spoke to Angie At #4004. I do not agree with the contrack so unless she calls me soon. I will not be going with your company. I have not signed anything and do not authorize any funds from my account to be payed to you!
Thank You

funny how the good notes bout this company read like a commercial as if the company itslf p0rovided these good feed backs,.. nice promoting.. almost had me

Lifeguard financial helpped me n my family.. i did my homework n checked into the bussiness. i called thee BBB asked them question's. Got the information that i needed saw they are a real company. I put them to work they reduced my debt by 45% thats better then payin 100% plus interest no brainner XXX-XXX-XXXX i'll tell you how they helpped me i don't care

These guys are bad news. . I am shocked that Bill McCullough is asleep on this one. You can call up the Florida Attorney General Consumer Assistance number to find out how many complaints they have. I think that they have reached the magic number of 75 and now a file is open with economic crimes.

There is a guy in nj who owns a branch of lifeguard financial, craig s,and has a partner brian lee. Both of these guys have trained their employees to lie and steal from consumers. This company is the biggest scam ever. When you ask any one of the loan officers how they sell each deal,they will tell you themselves that they are not confident in the company, and they feel they may be stealing from innocent consumers but they have to make a living.

Why is it that their phone numbers and website aren't working then? I enrolled with them and have not been able to get a hold of them since.

...and owners are trying to open new co. under a different name. Stay away

plus their BBB rating dropped like a rock as well.BEWARE!!!!!!!!!!!!!

They are now safe trust financial both lifeguard and safetrust have a F with the BBB. There are a number of Legit company's that you can do debt settlement with. So do your homework and make the best choice for your situation