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Posted: Tue Feb 20, 2007 12:41 pm Subject: I am SOO Excited! |
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Hi All,
Thanks to all of the great advice I got on this website, I was able to get one of my loans marked PAID IN FULL today.
I sent the form letter from Polly's blog and got this in response from Smart Choice Cash:
| Quote: | "The lender that provided you with this loan should not have provided it because it was in the state of New York. Your loan is cancelled and paid in full as of February 20, 2007. Total paid $420.
Thanks," |
Yipee!!!
When I sent the letter demanding the loan be marked paid in full, I actually expected a nasty response, so this was just wonderful.
I sent the same letter to 2 others-- MTE/10dollarpaydayloan and Impact Cash USA, and have not yet heard from those two. I have 2 other PDL's I didn't send the letter to as I haven't paid more in interest than I owed, so I didn't think they would respond favorably.
Anyway, Thanks to all for the support!
--Corinn
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cmilholm

Joined: 16 Feb 2007
Posts: 4
Debtcc Points: 264
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PinkLady
Moderator


Joined: 15 Jun 2006
Posts: 1447
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Posted: Tue Feb 20, 2007 1:24 pm Subject: |
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Corinn, you have done a great job. Congrats! I hope that you get the same results from other companies as well.
MTE financial is not going to be an easy one because there are so many complaints against them. Browse through the forums here and you will read many posts on them. Maybe, you will find a better way in dealing with them.
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mcranberra

Joined: 14 Aug 2006
Posts: 527
Debtcc Points: 7151
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Posted: Tue Feb 20, 2007 4:34 pm Subject: |
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Congratulations! You're on your way to being PDL free! Doesn't it feel great?
_________________ A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
Moderator

Joined: 12 Oct 2006
Posts: 4386
Debtcc Points: 61043
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Posted: Tue Feb 20, 2007 4:37 pm Subject: debt |
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Congradulations. It feels great to get one marked paid in full. Best Wishes KYSIDE38
_________________ RYDERS OF THE NIGHT
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KYSIDE38


Joined: 19 Jun 2006
Posts: 2502
Debtcc Points: 37316
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Posted: Tue Feb 20, 2007 11:52 pm Subject: |
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What wonderful news! Congratulations.
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dbaker6
Moderator


Joined: 25 Aug 2006
Posts: 1609
Debtcc Points: 13841
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Posted: Wed Feb 21, 2007 4:05 am Subject: |
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Congratulations! That is great news. Good luck!
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WHEREAMI


Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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Posted: Wed Feb 21, 2007 4:32 am Subject: |
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Good job, keep your chin up, you will be pdl free in no time. Knowledge is power, it is amazing how much we learn from each other on this page.
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fedupinpa
Moderator


Joined: 22 Jan 2007
Posts: 1666
Debtcc Points: 21403
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Posted: Wed Feb 21, 2007 5:40 pm Subject: |
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That's great news
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CowampChicken

Joined: 20 Dec 2005
Posts: 3681
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Posted: Thu Feb 22, 2007 9:00 am Subject: |
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That is great!!! Hope the other do the same for you!
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2nband
Moderator

Joined: 30 Jan 2007
Posts: 2135
Debtcc Points: 36296
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Posted: Thu Feb 22, 2007 12:10 pm Subject: |
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Way to go!! Feels great, doesn't it??
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natdust20


Joined: 19 May 2006
Posts: 1344
Debtcc Points: 14935
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Posted: Thu Feb 22, 2007 3:53 pm Subject: |
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How is it going 2nd band? Hopefully things are looking up for you.
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fedupinpa
Moderator


Joined: 22 Jan 2007
Posts: 1666
Debtcc Points: 21403
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Posted: Thu Feb 22, 2007 8:53 pm Subject: |
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MTE has just agreed to mark my Ten Dollar Payday Loan account "Paid in full" as soon as they receive a copy of my money order paying them the last $75 I paid to ACA Recovery. They are willing I believe if you request it.
_________________ The Best Way To Be Is Debt Free
and Alexandra is becoming free!
http://alexandra.yesdebtfree.org
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Alexandra
Debt Samaritan

Joined: 10 Aug 2006
Posts: 561
Debtcc Points: 9852
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Posted: Fri Feb 23, 2007 6:58 am Subject: |
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Fedup ~ we are still hanging in there! Have not heard from any of the pdl's except Route66, which of course is their payment reminder. My office had a call from a Joseph, STeven, and Associates, but they would not say who they were calling about other than it was was a financial investigation, so I have assumed they were calling about me since 3Midland said my account was going straight to collections. Still working on the house situation. Still don't know what is going to happen there, but have just been praying and trying to see how our finances are going to go. Trying to stay positive, but it has been hard to do. Plus next paycheck for me is going to be short due to leaving work early yesterday due to being sick and am leaving early today (still sick) for a drs appointment. Did get another bank account open, but have to get everything cleared up with the first bank before I can close out that account. Husband has managed to get his Direct Deposit to that account stopped, but we are letting mine go through the next couple of paydays so we can clear the account. But for the most part, ok. Thanks so much for asking! Hope all is going well with you also!
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2nband
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Joined: 30 Jan 2007
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Posted: Fri Feb 23, 2007 10:25 am Subject: |
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Congrats to the op. You are starting the process of getting rid of the loansharks.Frame where you can view it everyday to remind yourself of how bad it was and how good it will be in the near future.
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cajunbulldog
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Joined: 20 Dec 2006
Posts: 4875
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Posted: Mon Apr 30, 2007 1:18 pm Subject: |
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What was letter from Polly's blog you used?
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hwblondy

Joined: 17 Apr 2007
Posts: 11
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