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 Posted: Mon Sep 10, 2007 11:14 am Subject: Anyone heard of Personal Credit Services |
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Anyone ever hear of personal credit services? Im in desperate need of a long term loan and I need to know if this company looks legit and if its even legal in Maryland. Its not a payday loan company. Can someone please respond?
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Stud
Guest
Debtcc Points: 100
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| Posted: Mon Sep 10, 2007 11:26 am Subject: |
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I checked the BBB for you and this is what I found:
| Quote: | Nature of Business
According to information received by the BBB, this firm targets consumers with poor credit histories, promising them guaranteed loans in exchange for a fee. Consumers are instructed to send money; consumers note that subsequent to forwarding the required monies they do not receive the promised loan. ***Consumers should note that advance fee loans are illegal in the United States and Canada. Consumers are advised not to give personal information to random firms offering loans, grants, credit cards or unsolicited services over the phone. In New York State a loan broker may charge a fee of no more than 1/2 of 1% of the value of the loan.***
Customer Experience
Based on BBB files, this business has an unsatisfactory record with the Bureau, because there is a pattern of complaints, and the business has not corrected the underlying reason for the complaints.
The company's size, volume of business, and number of transactions may have a bearing on the number of complaints received by the BBB. The number of complaints filed against a company may not be as important as the type of complaints, and how the company handled them. The BBB generally does not pass judgment on the validity of complaints filed.
It is never a good idea to take out a loan to pay off debt. If you register you can take advantage of the free counsultation...after explaining what kind of debt you have they may be able to direct you better...as always please check out any company with at least the BBB before joining/signing. |
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http://lifewithyourcredit.yesdebtfree.org/
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Morningstarr430
Debt Samaritan
Joined: 13 Jun 2007
Posts: 2337
Debtcc Points: 39294
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| Posted: Mon Sep 10, 2007 11:26 am Subject: |
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Stud, I did a search (in the box above) and found out that this company is actually a debt consolidation company and according to the BBB is not in good standing
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38903
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| Posted: Mon Sep 10, 2007 11:33 am Subject: |
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There are so many complaints against this company. Read the posts here. After reading all their feedbacks, I will stay away from them.
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FlyingCats
Debt Samaritan
Joined: 05 Aug 2006
Posts: 483
Debtcc Points: 6791
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