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 Posted: Thu Jun 28, 2007 3:53 pm Subject: How do i get rid of debt? |
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I live in pa, and have lots of medical bills, and a few misc, bills, but anyway, what can i do? I also went the online route and am getting screwed.help?
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CRAZYMOMMA6592
Joined: 28 Jun 2007
Posts: 3
Debtcc Points: 84
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| Posted: Thu Jun 28, 2007 4:03 pm Subject: |
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Did you call the companies and offer some payment arrangements? You might make them work according to your present situation and lower down the interest rates.
Did you enroll for the free counseling here? If yes, a counselor from your area will give you a call and discuss about your debts. He will offer some payment plans before you consider for their debt consolidation services. Take the free quote and know your options.
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fatb88
Joined: 20 Dec 2006
Posts: 221
Debtcc Points: 1571
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| Posted: Thu Jun 28, 2007 4:11 pm Subject: |
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I tried debt consolidation, and the one place wanted me to pay 800 plus dollars a month. I can barely afford all the everyday bills right now. And plus i am currently separated so things are rough. Any suggestions?
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CRAZYMOMMA6592
Joined: 28 Jun 2007
Posts: 3
Debtcc Points: 84
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| Posted: Thu Jun 28, 2007 4:27 pm Subject: |
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How much is the total debt based on which $800 p/m was fixed. You may take quotes from few other companies and compare each plan.
Ask the dmp company to stretch the plan longer. This will minimize your monthly payments.
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fatb88
Joined: 20 Dec 2006
Posts: 221
Debtcc Points: 1571
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| Posted: Thu Jun 28, 2007 5:06 pm Subject: |
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how about christian debt relief i talked to them and they quoted me at 300 plus a month. are they good?
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CRAZYMOMMA6592
Joined: 28 Jun 2007
Posts: 3
Debtcc Points: 84
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| Posted: Thu Jun 28, 2007 5:16 pm Subject: |
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Wow! $800 +/- per month seems like alot. I would continue to get quotes. I know that some online companies are not legit and will make as much off of you to provide the service as the companies do with the debt settlement.
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eleroo
Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14309
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| Posted: Fri Jun 29, 2007 6:16 am Subject: |
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There are many debt consolidation companies that are simply concerned with making as much money as possible. They are not bothered about their clients, all they want is to trap worried people and exploit them. It is advisable to do a bit of research work before you contact any debt consolidation company.
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goodnelly
Debt Samaritan
Joined: 20 Jun 2007
Posts: 632
Debtcc Points: 8486
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