erzeke1, got your pm.. thank you so much for taking the time to help me w/ this.. sorry for sounding stupid but, do you think they'll work w/ me even if i am in CA?

Yes, if a consolidation company will work even if the accounts are in CA. They basically work on all unsecured debts. It's not a problem if it's with the original creditor or the CA. a professional consultant will be able to cut the deal in the best way according to your interests. Remember, you are hiring them putting your money for their services.

ccastro, you're very welcome sweetie!
Nothing is stupid on this board, except for those annoying spammers!
Good luck...let us know what happens and stay on here. You'll learn a lot more as you get payday loan free!

I have worked with them. In fact i still have a loan with them.

Unless you really need the loan i would not suggest it. The interest rate is insane!

CKZ

Does anyone have the address for magnum cash advance?

This companies interest charges are among the highest in the business. I would use them as a very last resort. Only if you seriously, definitely have no choice.

This companies interest charges are among the highest in the business. I would use them as a very last resort. Only if you seriously, definitely have no choice.

I was scared to close my account too and scared the pdls would call my work. I went ahead and went into the bank and told them i lost my checkbook that someone broke into my car and they put a "hard hold" on my account not allowing anything to be paid out of it. I also went thru PDL Assistance and am now making payments to them to work out arrangements with the pdl companies. So far, no bosses have said anything to me. I force myself to answer the phone every time it rings, and if it is one of those companies I close my door and tell them my employer disapproves of collection calls at work and i'll call them back on my lunch hour to discuss the situration.

I am using magnum and my payments are reasonable,they are polite to me and they give you options on how to pay i pay 277 and i am ok with that,they help me when i needed it and still are.They have not got on my bad side and I will continue to use them as needed.