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ndmike25 · #17 12-01-2008, 07:14 PM

imo, keep fighting them. Turn the tables on them and continually call them and ask for validation, send them letters asking why they haven't responded. They will likely get tired of you. I've been screwing with them for over a year and still nothing.

#18 12-07-2008, 09:42 AM

THEY ARE A BUNCH OF IGNORANT JERKS. I HAVE BEEN TRYING TO CLEAR UP MY ACCOUNTS THROUGH A DEBT CONSOLIDATION COMPANY AND OUT OF 16 CREDITORS THESE ARE THE ONLY PEOPLE THAT WILL NOT NEGOCIATE WITH THEM

#19 12-24-2008, 11:15 AM

These guys have been calling me on and off for several months, only leaving messages. They are acting like a debt collector, not like a law office, regardless of their affiliations. Them and other debt collectors like to scare debtors by using terms like 'law office' and 'a legal matter' and 'imminent court action,' but an actual lawyer dealing with an actual imminent legal matter will send it to you in writing. At least that's been my experience. I have had other collectors say things like 'you are one step away from being sued' and have absolutely nothing come of it. Most of them are bullies who are bluffing.

bernie1111 · #20 12-24-2008, 04:01 PM

I'm a debt negotiator and have has experience with Mann Bracken. When I deal with them, I get put on hold, transferred, put on hold, transferred, etc.

I finally wind up faxing a Power of Attorney from my client cease and desist on behalf of my client. I also demanded complete particulars of the debt (a complete description of all debits and credits, copies of charge slips, etc.) Chase and other credit card issuers almost never respond.

If the matter goes to an attorney, the attorney will contact you and you'll find the attorney more accommodating than Mann Bracken, but don't be lulled to sleep; the attorney is an adversary. The attorney will ask you to provide a dispute and that's when you, once again, demand a bill of particulars so you can determine if, in fact, the debt is owed. Also, inform the attorney the Mann Bracken did not provide any proof of the debt when you requested them to do so.

I'm not a lawyer, but have extensive practical experience in dealing with credit card companies and their agencies and attorneys. I usually obtain 30-50% settlements and quite often, the settlements can be paid over 3-4 months.

You can do it too, if you stay focused.

Hope this helps,

Bernie

#21 01-13-2009, 05:25 PM

Just got a call from them about being sued for a debt. They told me if I could not pay them debt ($9700.00) by the end of this month, our county sheriff would come to my house with the court date for the suit.

What do I do.

Dennis Allman

#22 01-15-2009, 08:03 PM

Mann Bracken sent me a summons today to apear within ten days in court for an amount they are suing me for on an old loan. Is this arbitration? And what should I do now? I don't have the money to outright pay them...

#23 02-02-2009, 05:21 AM

in all fairness you cant nec expect them to go on your terms because you do owe the debt

paulmergel · #24 02-02-2009, 05:40 AM

is that a fact?if i send DV letters to this CA and they don't validate.then nothing was proven.just because some CA claims someone owes doesn't mean they do.

Chrys Henderson · #25 02-03-2009, 03:43 AM

Hi SK. First, you should verify that the summons is valid by calling your county civil court, some collectors are known to send notices that look like a summons – which, of course, is deceptive – and hence violates the FDCPA - 15 USC §1692e(9) - in which case you should file a complaint with the Federal Trade Commission - ftccomplaintassistant dot gov.

If it is valid, you will need to appear. Bring any documentation with you. You should first file an answer with the court (that info would be on the summons paperwork) and explain your situation. If you do not go to the court, the judgment will be in the creditor’s favor and they will then most likely proceed to wage garnishment.

Also, if it was valid, they would have to produce validation to the courts, which will arrange a re-payment plan if valid.

And Guest, in all fairness you can expect them to go on your own terms. If that’s all you can do, then that’s all you can do.

Know your rights. Defend your rights.

chrys

Bossy4455 · #26 02-03-2009, 09:07 AM

Hey Chrys! Good to see you again!

Chrys Henderson · #27 02-03-2009, 07:31 PM

Thanks!

I've been on the d/l for quite awhile. But I'm back! And I will be quite actively posting.

chrys

#28 02-10-2009, 02:40 AM

I am currently in the CCCS program and they have been making payments to Mann Bracken and I am constantly getting letters of pending court dates what recouse do I have go to court and let a judge decide this or work with Mann Bracken I can't afford a attorney

Chrys Henderson · #29 02-10-2009, 02:54 AM

Hi Vernon,

Letters? In the plural? Ignore them. *IF* you actually get a real summons (and it *won't* come from MB, I assure you), you have a good case because you are being responsible with your debt through CCCS.

Also, for each letter, file a complaint with the FTC.

Keep doing what you're doing otherwise.

chrys

#30 02-25-2009, 10:58 AM

I received a letter yesterday from them. They stated that they were going to sue me. I am so worried

#31 02-25-2009, 04:54 PM

I've been paying them $370/month since August 2007. If you put this all together with the $1500 I initially paid them when I finally started, I've paid them $11860, of which $12252.64 was originally owed. I called the guy I set all of these automatic monthly payments with, as he asked me to last month to find out that he wasn't there. Instead I got the rudest woman named Star that I've ever encountered. I told her that I've been on top of this and that her predecesor asked that I call to authorize the continuation of these payments at this time. She said that he was gone and that a judgement had been filed against me and that since last June I owe 10% interest and she yelled at me and was awful. I don't know how many people are ACTUALLY PAYING them, but I have been and really, really want to clear this up (they bought a debt I avoided for too long from some other company). I asked for her supervisor and she said to fax the proof of my payments and to call back to the front and ask for a supervisor if I must and hung up on me. I did and the person at the front hung up on me too. I have my proof, but I'm still so mad. I've worked hard to pay this debt off. And NOW, Miss Star is calling me because she needs something from me I guess. I'm totally not wanting to call her, but I did and got her voice mail because her last message said that they've left me numerous messages (3 total, of which 2 were early morning on the weekend) and that it'd be in my best interest to return her call. She was threatening me, basically. I feel like I have nothing I can do. I'm paying them, but now they want even more. OH! And after her call, I got a letter from the county about the judgement. That letter came in January 2009 and the judgement was in June 2008. FISHY!! I can't stand this!!!!

#32 02-26-2009, 03:05 AM

Guest, check with the county clerk to see if and where you were served notice to appear in court, you may have the judgement vacated for improper service.