Mann Bracken is currently sueing me for $1500. Upon calling the office, I was put on hold and never able to reach a human being - leaving a message several times. I had 20 days to respond to the summons and of course waited til' about the last minute. I finally reached someone, after being transferred a dozen or so times. I was informed that about $250 had been added to my debt for court costs, etc. After speaking to the lady, whose job title I am unaware of, they settled my debt for around $1100. Could have been better, but definately could have been worse. I'm still apprehensive about paying that amount of money to someone I don't completely trust, but I really have no choice. good luck to all when settling their debt.