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Midland Credit Management

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PostPosted: Mon Apr 30, 2007 12:02 pm Subject: Midland Credit Management

My husband's ex-wife sent him papers that had been served to her apartment from midland credit management saying they were going for a judgement on an old Fingerhut account. It is to him, but has her address. He has never gotten anything from them, and has never lived at that address. What can we do about this?
beckyfnewton



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PostPosted: Mon Apr 30, 2007 12:13 pm Subject:

Be sure to show up to court at the time and date on the summons, otherwise a default judgement will be entered against you. It is much harder to fight at that point.

You can try calling fingerhut and see if you can set up payment arrangements with them directly.

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PostPosted: Mon Apr 30, 2007 4:12 pm Subject:

Review everything they send you. Request validation of the debt before you tell them he never lived at the address they have on file. I have a client who did, and MCM created fraudulent documents showing an address where she did not live (no house even built at the date on the statement). Lawsuit in progress.
texaslawyer
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PostPosted: Tue May 01, 2007 6:12 am Subject:

midland credit management is calling my place of employment on a credit card balance back in 2001. I cant them to stop......grrrrrrr. I checked on the company with the BBB...They have a TON of complaints. I'm a bit leary sending them money?!
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PostPosted: Tue May 01, 2007 7:10 am Subject:

Tweety send the letter in my signature to them certified return receipt. It is a combination validation/limited comms.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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