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Settlement on Judgement

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PostPosted: Thu Aug 23, 2007 3:35 pm Subject: Settlement on Judgement

I have written to a creditor on a medical bill which has turned into a judgment. The letter states that if they agree to the pmt arrangement, then they will take the judgement off. In reading, judgements can only reflect "paid as agreed". Can the original doctor's office request it to be off my credit report?
mmbaker



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PostPosted: Thu Aug 23, 2007 3:49 pm Subject:

Data Furnishers are the one who add/delete trade lines with the bureaus. Legally speaking, a judgment cannot be removed before seven years because the papers are issued by the court. Follow the link below for more information.

http://www.debtconsolidationcare.com/credit-repair/court-judgment.html

Steg



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PostPosted: Thu Aug 23, 2007 9:14 pm Subject:

I believe 3rd parties, such as Westlaw and Lexis Nexis do the public records reporting.
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PostPosted: Fri Aug 24, 2007 6:30 am Subject:

If you pay the judgment be sure to make the owner of judgment file court papers for a satisfaction.
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http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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