I too used this company, Mountain View Financial, Rita Moore, Erica Kozlow, Lisa Alonso. Stay as far away as possible. Do not in any way use this bunch!!!!!! Rita Moore will tell you not to listen to creditors when they call, hang up immediately, the reason is the credit card companies are more truthful than this bunch of thieves.
The next trick they use is we have been trying to get a hold of you because we have negotiated with a creditor but have not been able to reach you so now we will have to renegotiate. This bunch will do nothing but take money, Rita Moore will tell you one story, Lisa will tell you another story, Erica will give you yet another version. At least they all lie well, they are good at that.
Stay away from this bunch!!!!!!!!!!!!!!