I am wondering if anyone here has used this debt settlement group? Also did you have good results? any info good or bad please let me know ASAP! Thanks

Cheryl B

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shpnfrk,i have not used them but you can check if they have a satisfactory record with the BBB and are members of TASC .

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I'm also considering using them, and I would appreciate any info anyone can provide. Thanks.

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Although I am not familiar with MVFG, IMO don't do it! debt settlement companies are a sham. Creditors are in no way obligated to deal with them and the harrassing phone calls will not stop, because your debts will pass from collection agency to collection agency with the latter knowing nothing of your "contract" with the debt settlement agency. Your late fees and interest rates will skyrocket leaving you far worse off than you started. If they claim they can save you 60% off of your debt, that will be after all of the late fees & interest (if they can even do it at all). They won't tell you, that you are also obligated to pay taxes on any forgiven debt over $600. The card companies will settle with you directly. Buy a book on debt settlement and save yourself a lot of time and money! Debt Settlement agencies in general, in my opinion, are bottom feeders.

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you are misleading everybody with your opinion.there are scam companies out there,but there are also quite a few good ones too.ones that will lay out everything you just stated.debt settlement should be a last resort to bankruptcy.if you are just a little behind or current but are going to be behind.then debt management or consolidation are the way to go.your opinion is noted.just some of us don't agree with it at all.

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Sorry to offend Paul. That is why I said IMO. It is just my opinion. I believe these to be a sham because someone can settle their own debts with the same or better results than using a Debt Settlement Company. Look, I truly am concerned about people knowing what they are agreeing to 100%. All of my above mentioned statements about the IRS etc. are facts. We were in trouble before hiring a company but nowhere near bankruptcy, now it is imminent. As I stated above, I am not familiar with MVFG and their ratings. Just go into it with your eyes open.

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I called Bella today and hit the wrong key for an ext., I think 223 it is the same scam as Bella and DBD. See the BBB

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I have done some investigating and so far I have found two types of companies that are supposed to help people. Debtcc
mentioned some of the things I came to realize after talking with some companies. The debt management companies ended up offering me a program with payments higher that I am paying now. They just don't get it that I want to lower my payments. The debt settlement companies want me to pay them for the first few months while my credit goes to pot. The tactic is to have your creditor write you off and sell your debt to a debt collection company...during this time you fees pile up. The credit card companies get to write off your debt on their taxes and then sell for a percentage of what you owed them. The credit card companies make out like fat rats.

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HELLO I WAS TRYING TO SEE WHO DBD WAS AND BELLA 223 THANKS

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HELLO I WAS TRYING TO SEE WHO DBD WAS AND BELLA 223 THANKS

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TKALB YOU SHOULD GO ON THE PAGE THAT SAYS BELLA FINANCIAL OR SUPERIOR DEBT AND READ ABOUT BELLA FINANCIAL ALL YOU DO IS TYPE IN YOUR SEARCH BOX BELLA FINANCIAL, BOY ARE THEY BAD 51 COMPLAINTS WITH THE BBB - DESIST & REFRAIN FROM CALIFORNIA.

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TKALB WHEN YOU TYPE IN YOUR IN YOUR SEARCH BOX BELLA FINANCIAL A SITE WILL COME UP BELLA FINANCIAL OR SUPERIOR DEBT, ON THAT SITE THERE ARE ALOT OF COMPLAINTS ABOUT BELLA FINANCIAL BOY ARE THEY BAD, 51 COMPLAINTS WITH THE BBB, DESIST & REFRAIN BY THE STATE OF CALIFORNIA, THEY ARE TERRIBLE

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Either way you look at it you must be having a hard time paying your debt. If you are searching for information about debt settlement you will read all sorts of different outlooks. Bankrupty attorneys frown upon debt settlment and debt consolidation because they want you to pay them to file so they can handle your bankrupty case. You are kidding yourself if you think any solution to your debt won't end up costing you in the long wrong. It's your debt that you over extended. Bankruptcy laws allowed the settlement and consolidation companies to flourish. I know this because I assisted an attorney's office for over 7 years and witnessed many people coming from debt settlement and consolidation programs. If you want to look for a get rid of my debt quick scheme you will not find one. If you think that you won't have to pay anything to get another party to assist you with your debt you won't find one. When you decide to file bankruptcy you pay a sum that is usually split into 2-4 payments and for 10 years your credit score is dead and applying for loans or credit if there is a lender willing to lend their rate will be so high that you end up paying them 10xs more in the end. My advice is simple. No matter what choice you end up with you will have to face negative before getting positive. The economy today is so dire because of people that over extended. Take an active role in the choices you made. Read up on the company before making such an important choice. Ask questions. Ask questions. Ask questions. If it seems too good to be true then it is. Read before you sign. Read before you sign. If you take my advice you will be ahead of where you were yesterday.

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If any of you are thinking about using Bella all I can say is go to the complaints board and enter there name and start reading. Then forget you ever heard there name. I made the mastate of using them and it has cost me more than the original debt. I have been sued by foure companies I listed and all Bella did was take my money each month. Got me for over two thousand. Check them out, I was one of the lucky ones.

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HELLO, I DO NOT JUST THINK IT IS ON COMPLAINTS BOARD IT IS EVERYWHERE NOTHING BUT COMPLAINTS, TO HAVE A STATE LIKE THE SIZE OF CALIFORNIA KICK YOU OUT HAS GOT TO TELL PEOPLE SOMETHING, JUST READ THE DALLAS BBB IT TELLS YOU EVERYTHING HOW CAN PEOPLE EVEN THINK OF USING SUCH A COMPANY WITH AN ( F ) RATING

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HAS ANYONE EVER GOT THEIR MONEY BACK FROM THESE PEOPLE, WHO IS THEIR INSURANCE COMPANY DOES ANYONE KNOW.

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