cowgirl, it'll be okay! I'm glad you're here!

First of all, please know that MTE and any of their many d/b/a's will not be licensed/legal. They are not licensed to do business in any state in the US. So technically their loan is illegal. You received $300.00 from them, correct? How much have you paid so far (if anything)? Also, did they loan the money under the name MTE Financial - or did they use a different name as the pdl? While I wait for your response, I am going to post your state pld law. However, just remember, they will not be licensed/legal.