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MTE Financial Debits

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PostPosted: Sat Sep 22, 2007 11:48 am Subject: thank you

Yes ,if you can send me the letter that it will be great and I make my complain on the FTC ,they will contact me on monday.I will like to know what can I do to help others to prevent them to get on this kind of tramps,is real desapointed when you are desesperate for an emergency and people like this full you and get your money,money that you work hard ,real hard to earn.Thank you so much for your help and I will let you know what happen whit my case.Thank you again.
sincerly:Monica

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monica
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PostPosted: Sat Sep 22, 2007 10:20 pm Subject: reply

monica, in order for me to be able to send you anything, you will have to register to become a member. You do not have to register for a consultation, you can just register to become a member. You'll have a user ID and then we can also send pm (private messages) back and forth between members. Can you do this? Once you get registered, we can get you some letters to help you out.
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PostPosted: Tue Oct 09, 2007 9:45 am Subject: loan

I have a loan and I am suppose to call in 3 days prior to my loan is due I have lost the # ON my account it is being with drawn from mte
Thanks Larry Seelbaugh

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larry seelbaugh
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PostPosted: Tue Oct 09, 2007 10:13 am Subject: reply

larry, here is the contact information for MTE:

MTE Financial Services
Phone: (866) 213-0268
Address: 515 G S.E.
Miami, OK 74355

Here's their email if you need it:

compliancedepartment(at)mtefs.com

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PostPosted: Wed Oct 10, 2007 11:00 pm Subject: why was money taken out of my account

why was money taken out of my checking account when i do not have an account with mte financial?
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lester g devore
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PostPosted: Wed Oct 10, 2007 11:09 pm Subject: i have no account with mte

i want my money returned asap plus the 30.00 charge that my bank charged me because you took money out of my checking account with out me knowing about it!!!!!!you can contact me by e-mail. email address removed as per forum rules - Jason
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PostPosted: Thu Oct 11, 2007 4:12 am Subject: reply

lester, we did not take any money from your account. You obviously have a loan with one of MTE's companies. If you would like, you can post the information and we can help you. However, please note that we are not MTE. If you need their contact information, it is posted above.
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PostPosted: Wed Nov 07, 2007 7:52 pm Subject:

I CLOSED MY BANK ACCOUNT.mte ISN'T EVEN LICENCED.THEY ARE A COMPLETE RIPOFF.I SURE LEARNED MY LESSON
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PostPosted: Wed Nov 07, 2007 7:55 pm Subject: reply

guest, you are correct. MTE and any of their d/b/a's are not licensed to lend.
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PostPosted: Wed Nov 21, 2007 6:48 pm Subject:

I also have an pdl with MTE. I had four payments of $90 debited and then they wanted me to pay another $390 for a $300 loan. I had no choice but to close my account and I recommend others do the same thing. I dealt with Renee when I called and she has no idea how unethical and illegal these practices are.
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PostPosted: Thu Nov 22, 2007 6:05 pm Subject: r

rpiman03, what's sad is that they don't care. I'm glad you got your account closed. They would continue to debit you forever. Awful. Evil or Very Mad
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PostPosted: Fri Dec 07, 2007 7:41 pm Subject: has anyone talk to them at all

has any one talk to these people at all? i got a 300.00 loan and they only took out what they said they would up to 5 times then they will pull the 90.00 plus 50.00 towards the loan, the 90.00 intres and the 50.00 towards the 300.00 till paid off. so if u guys r having a problem then i probley will too so who do i call? i never got any contract on line or in mail.
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PostPosted: Fri Dec 07, 2007 8:18 pm Subject: help

i live in fla, please tell me the law in this loan with mte. i dont want ot be in trouble but i think i need to block them or close my account all together, couse i've read all these comments and now i am worried, please help.
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PostPosted: Fri Dec 07, 2007 8:55 pm Subject: r

cowgirl, it'll be okay! I'm glad you're here! Very Happy First of all, please know that MTE and any of their many d/b/a's will not be licensed/legal. They are not licensed to do business in any state in the US. So technically their loan is illegal. You received $300.00 from them, correct? How much have you paid so far (if anything)? Also, did they loan the money under the name MTE Financial - or did they use a different name as the pdl? While I wait for your response, I am going to post your state pld law. However, just remember, they will not be licensed/legal.
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PostPosted: Fri Dec 07, 2007 8:57 pm Subject: r

Quote:
Florida State Information

Legal Status: Legal

Citation:
Fl. Stat. Ann. ยง 560.401 et seq.; Rule 69V-560.901-912

Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-31 days
Maximum Finance Rate and Fees: 10% + verification fee
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 24 hours
Repayment Plan: Yes

Collection Limits:
Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: Florida Office of Financial Regulation
Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748
http://www.flofr.com/

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