I am with consolidated credit counseling service, a non profit, and they are working out great!

Call them. I have been with them for 3 years and am almost finished!
I will never apply for another credit card again! No matter what! They are not for us but against us, seducing us into their bondage!

There are some great debt settlement companies out there that will really help consumers in the time of financial hardship. XXXXXXXXXXXXXXXXXXXX - XXXXXXXX is one of those companies that will negotiate with creditors and will reduce your total amount of unsecured debt and will create a payment plan lasting 12 - 36 months.

"XXXXXXXXXXXXXX" and the letter that you received is a lead generation tool. They are not a debt relief company.

XXXXXXX provide all kinds of debt relief options, especially debt settlement. It may not be for everyone, and one of their experts will tell you what program is right for you.

I have rec'd a letter from National Debt Relief a few times in the mail and I'm not sure they are legit. That's why I came to this website. They have no address or website listed on their letter. I am enrolled in a different debt consolidation program and it DOES WORK and they are legit for those of you who do NOT believe in them. They contacted my credit card companies and got them to lower my interest rates, one of them to 2% and I'm paying it off little my little each month. I just wanted to let you know that IDK about THIS one but there are companies out there that can help and WILL help you!

Shaka?
For those of us that our recieving the National Debt Relief letters, and agree that they are a scam....what is the name of the debt relief company you are using?

i was told that my second mortgage can be totally wiped out if i paid attroney fee of 1,995.00 this all fall under the obnama stimlus packages is this true or fales?

I just got a letter from this company but it has a Washington DC P.O. box. It makes me sort of leary because it seems a little decptive. Is this a reputable company? is that just a marketing stratagy?

Obviously a scam.

Completely FALSE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

DO NOT GIVE THEM ANY MONEY.

NOBODY can do that for you. They only want your money.

Go check the Federal Trade Commission website and any state attorney general and the first thing they'll tell you is, never EVER pay any money to anybody who claims they can modify your mortgage.

Now that I know it is a scam I already gave a partial information to cherrie like my ss# , the bank name but not the account no. and routing no yet, what will happen?

I recieved a letter in the mail from this compaany stating that they can reduce my debt payments. It sound too good to be true so i am checking on them first. Do you have any info on them?

Please send me some information if this company is safe to do business with.

Get the facts from the horses mouth don't listen to these dead beats, who knows who they are or how educated they are. From my perspective call, whats the worst that can happen? You saying "no thanks". Wow and it only takes 10 minutes. Like I said we need the facts from the source not random people. If you need help call your bank, once you find they cant help, call the flier. Get things in writing and your all good. Thats it. Keep it simple.

is this a scam

people the government sucks, because they r the rich ones, why they would care about miserable mid-class people. u r making them rich look as an example this national debt relief program is scam as many other for years and its still going on and on because the herd of plain people is still on count, u the people doing as they tell u, and come again u r going to do it as many times as they tell u. my point, plain mid-class is doomed look for an example the madoff scandal why they arrested the guy, because he screwed with the richest and there is zero tolerance for screwing the rich and legislators who work for them, but the plain people, as tony the italian pizza master, best pizza in town, would say "forget about it". I can go on and on with the examples if written it will out-page the Holly Bible but dont forget that we the people have to get up one day and say this corruption is enough this was not the dream of our four fathers, they started the independence revolution against the corruption and predicted it to last up to 700 years but corruption broke the dream by killing all the dreamers.
thank u for your attention America.

My friend used a NDRF from the fed. gov. she rec'd a check in the mail for the amt she owed on her bills. She signed a contract to pay $230. back for 3yrs this will be 40% of what she owed for all her bills. Does this sound right to you? ladyolivia1947@verizon.net

Is this a reliable co. Debt resolution division address 1101 Pennsylvania ave NW 6th fllor Washington DC 2004 tel 1877 471 0800/ 18772941025