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 Posted: Tue Nov 25, 2008 10:55 am Subject: National Foundation for Credit Counciling and Advanta |
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I talked to an Advanta Rep today and she said that she would have to wait until this next billing cycle starts to see if I qualify for any new offers.
She suggested that I call National Foundation for Credi Counciling 1-800-388-2227 and that they would be able to negotiate a 0% interest. Is this smart? Everybody I have talked to says that you are better off negotiating this on your own. Any feedback?
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teamtrav
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| Posted: Tue Nov 25, 2008 12:00 pm Subject: |
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What are you trying to negotiate? How much debt are you dealing with right now?
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debrag_25
Joined: 10 Jan 2007
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| Posted: Tue Nov 25, 2008 2:00 pm Subject: |
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More than anything I would just like to negotiate a longterm repayment plan with low monthly payments and little if any interest. I have about $7,500 on that card.
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TeamTrav
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| Posted: Tue Nov 25, 2008 2:18 pm Subject: |
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Honestly I would try to talk to the cc company first...maybe there is a way for you to transfer that balance to a 0% card for a certain amount of time.
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debrag_25
Joined: 10 Jan 2007
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