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 Posted: Sat Mar 03, 2007 8:54 am Subject: negotiation mentor |
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I need to deal with some old debt and I really am trying hard to find a mentor that can teach me exactly how to deal with negotiation of this debt. If there is a good direction in which to go please point me in it. I do not want to join a program or enroll in anything I am really trying to find a mentor. I appreciate your help.
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nvthediva
Joined: 03 Mar 2007
Posts: 1
Debtcc Points: 38
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| Posted: Sat Mar 03, 2007 9:25 am Subject: |
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How many debts?
How much is each?
How old are they?
_________________
The only people with whom you should try to get even are those who have helped you.
-John E. Southard
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Morningstar
Moderator
Joined: 06 Feb 2007
Posts: 1651
Debtcc Points: 10710
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| Posted: Sat Mar 03, 2007 9:32 am Subject: |
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Search this board for either diy or do it yourself.
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cajunbulldog
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Joined: 20 Dec 2006
Posts: 4861
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| Posted: Sat Mar 03, 2007 11:27 am Subject: |
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Here's the link of the DIY section. Call your creditors and let them know about your payment plans? You need to be upfront and put your proposals that sound realistic. Don't be in the rush to commit a larger payment that you won't be able to afford later. Most creditors will be willing to work with you. Who are you dealing with?
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Steg
Joined: 22 May 2006
Posts: 392
Debtcc Points: 5545
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| Posted: Sat Mar 03, 2007 2:39 pm Subject: IS it possible to negotiate the debt of 40k myself? |
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I have almost 40k of unsecured debt.
the settlement company take 15%..
I got Boa (11k), chase (10k), citi(8000), american express(4000), and discover(6000)
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adobrand
Joined: 29 Sep 2006
Posts: 21
Debtcc Points: 888
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