I received a voicemail today on my work cell from someone claiming I needed to call them to complete something. I called this number and this person stated that they were with X and X associates and they had purchased an old debt of mine. Let me explain I havent had an unpaid or late paid bill since Jan 2003. I maintain a credit score of 795. This person claimed I had a card opened in the late 90s and claims on May 2003 I made a payment of X.XX amount and nothing since. I did NOT recognize the card holder and he stated the account had been sold multiple times. He claims I owed two hundred and something but now with interst its six hundred and something. I asked if this was truly my debt why I hadnt heard about it until now. He of course had no answer other than they just obtained the debt. He claims I SHOULD have received a letter last week which I did not receieve. I asked him to resend the letter and I would contact my lawyer. He stated he couldnt resend the letter and wanted to know why i wanted to speak to a lawyer. I told him that I wasnt aware of any such debt and wanted to know my rights. He sounded a little upset but regardless the conversation ended.
Do I need a lawyer? That was alot of years ago and I could search through paperwork if I must but would really like anothers opinion. ( I dont really have a lawyer...yet)
Debt Samaritan
Posts: 16529
Credits: 288355.233014 Send message to SOAPLADY
Nah, you dont need an attorney. Get their address and send them what call a FOAD letter.....F**K Off and Die. It is time barred and out of SOL.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
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