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Posted: Thu Sep 06, 2007 3:43 pm Subject: Whom do i owe the bad debts? |
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Hi, I was wondering if there was a way to find out what bad debt i have and to whom do i owe. I keep getting declined on my cc applications. The only thing I think of was a car accident a few years back and I had no insurance for medical fees. But I have no idea who to contact.Please help me out.
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bluedrifterx

Joined: 06 Sep 2007
Posts: 1
Debtcc Points: 55
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mommontoya

Joined: 21 Jun 2006
Posts: 492
Debtcc Points: 4340
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Posted: Thu Sep 06, 2007 4:54 pm Subject: |
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Since you were declined for credit you are eligible for a copy of the credit report that they used. As mommontoya stated you can get your free credit report at https://www.annualcreditreport.com/ .
If anything is listed on there that is not right you can dispute it. Please see the DIY section for help or register and a debt consultant will contact you. Just click on the link to register.
ladybug
ladybug
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ladybug
Hall Of Fame


Joined: 29 May 2007
Posts: 2767
Debtcc Points: 24955
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Posted: Thu Sep 06, 2007 6:16 pm Subject: |
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Have you had credit with anyone else. If so, then was it reported as positive or negative credit. It would be a good idea to go through your credit report with a fine toothed comb to dipute any mistakes that might be on it.
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eleroo
Hall Of Fame


Joined: 06 Jun 2007
Posts: 1226
Debtcc Points: 14372
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Posted: Fri Sep 07, 2007 6:34 am Subject: |
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I checked report regular basis, but nothing comes up, then I was sued by a collector. I'd like to find besides report if there is any way to find old bad debt.
_________________ Register today to cash in debtcc points.
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Guest

Debtcc Points: 100
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