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PostPosted: Fri Jul 20, 2007 11:03 am Subject: New User Questions

I just moved to California in January and I have a few new bills that are seriously putting me over the top (SoCal is disgustingly expensive to live in). I am going to need to get with a debt consolidation firm.

I filled out the "free consultation" form this morning. I take it someone from this website calls me to give me the names of a few companies located here? I looked on the "rankings" page and only one company has any feedback that is less than 2 years old, which adds to my skepticism.

How does the whole thing work?

axelhobson



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PostPosted: Fri Jul 20, 2007 5:42 pm Subject:

It is your choice whether you want to sign up with the consolidation company in your area for their services. This website connects you to one of the company for the free counseling only, with no strings attached. It doesn't hurt to take some free professional advice. Before you sign up with anyone, make sure that you have researched them with the BBB and the local DA's office.
orake

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PostPosted: Fri Jul 20, 2007 8:08 pm Subject:

There are several companies with active threads currently being discussed on the boards. Research them thoroughly and then decide to go with the one that could best meet your needs. You can always also ask the members of the community for feedback. Good luck and let us know what happens, OK?
kscornell
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PostPosted: Sat Jul 21, 2007 5:51 am Subject:

Does anyone know if T&C consolidates car payments. I know most companies don't because it is considered a collateralized loan, just wondering?
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bflow30
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PostPosted: Sat Jul 21, 2007 8:38 am Subject:

bflow secured debt accounts are very difficult to consolidate because they hold a security interest in the loan package.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
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PostPosted: Sat Jul 21, 2007 8:24 pm Subject:

I know but I thought I read on here somewhere before that T&C would do car payments. I could be incorrect...thanks though.
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bflow30
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