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 Posted: Fri Jun 08, 2007 5:21 am Subject: getting the bank to stop charging NSF fees |
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I went to the bank to close my account but because I have a loan there they wouldn't close it but told me they would not allow anymore ACH withdrawals but now they charge me 25.00 NSF for them they have me in the red 1500.00 in overdraft fees can someone help me I have changed banks......
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lostlady468inpa
Joined: 15 May 2007
Posts: 45
Debtcc Points: 1729
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| Posted: Fri Jun 08, 2007 5:22 am Subject: |
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I am sorry to hear that. Is there anyway they would reverse some of the fees due to fraudulent activity on the account? It's worth a try.
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kscornell
Moderator
Joined: 22 Jul 2006
Posts: 3629
Debtcc Points: 33010
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| Posted: Fri Jun 08, 2007 9:38 am Subject: talk to manager |
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I had a similar situation a few years back where the company was taking out money on the days they said they woudldn't and the NSF charges put me over a 1K in the red. I went to the bank to talk to the manager and explained the situation. The manger credited back the NSF fees and made sure no more ACH's were accepted and then I closed the account.
So talk to the bank manger and just explain to them what is going on. Hopefully they will try and help you.
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ramj70
Joined: 16 Jan 2007
Posts: 200
Debtcc Points: 1020
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| Posted: Fri Jun 08, 2007 10:09 am Subject: payday loans |
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if you close your bank account how will you be able to pay your payday loans. i'm getting nsf fees too. help me understand please i'm going crazy
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 10:15 am Subject: help |
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i'm new to this forum and i need help with payday loans they are really stressing me out it's easy to get them and hard to get out i need out
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 10:24 am Subject: |
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diana - by closing your account you can have control over your finances again and then can call the payday companies and negotiate a payment plan on your terms.
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miranda62743
Joined: 02 May 2007
Posts: 33
Debtcc Points: 1074
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