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 Posted: Mon May 14, 2007 3:17 pm Subject: 20 year old debt |
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I got a letter from a collector for an account from 20 yrs age--all it has is name and amount, account #. What do I do?
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redfeeb
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| Posted: Mon May 14, 2007 3:25 pm Subject: |
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Probably, a junk debt buyer got your info and is now trying to get your money. Send a dispute letter making them aware about the SOL and the legal reporting time period as mentioned in the FCRA laws.
Keep a check on your credit copy if this company tries to hit a negative entry. See a sample dispute letter here.
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orake
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| Posted: Mon May 14, 2007 6:26 pm Subject: |
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Don't let them coerce you into sending a dime. The SOL would have run in 20 years in every state I can think of. Even if a student loan, it would have fallen under Bush's amnesty in the early 1990s.
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The science is in knowing, the art is in perceiving - Robert Fripp (1946-)
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LawStudent
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cajunbulldog
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| Posted: Tue May 15, 2007 6:16 am Subject: |
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Oh my...my eyes my eyes!
LOL 
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Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.
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Leah
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cajunbulldog
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| Posted: Tue May 15, 2007 9:47 am Subject: |
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LOL don't ya love how I proclaim such innocence...darn im cute LOL JK
_________________
Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.
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Leah
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cajunbulldog
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| Posted: Tue May 15, 2007 9:55 am Subject: |
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Virgin anything huh???
_________________
Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.
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Leah
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Posts: 2333
Debtcc Points: 50556
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Virgin Eyes 
