Internet's first get-out-of-debt community - 129,000 members

Posted: Sat Aug 05, 2006 9:56 pm Subject: PDL consolidation...pls. help

I am a new member and don't know where to start. I've read so much about T&C who helped a lot of people with their pdl consolidation. Can anyone give me their number or their website. Thanks so much

Posted: Sun Aug 06, 2006 1:50 pm Subject:

Welcome joshnvince. A counselor will contact you very soon.

Posted: Sun Aug 06, 2006 1:51 pm Subject:

Hi! We're glad your here! Give it a couple of days; someone will be contacting you shortly who can handle all your needs. It may not be T&C but ANY DC company that is affiliated with this forum is going to be good.

Hope this helps! Wink

Posted: Sun Aug 06, 2006 1:56 pm Subject:

Dana...

Congrats on your INDEPENDENCE DAY!!! That has to be a very EMPOWERING feeling!

Posted: Sun Aug 06, 2006 2:01 pm Subject:

Absolutely FABULOUS!! Cool

Posted: Sun Aug 06, 2006 2:02 pm Subject:

YOU are an inspiration to everyone here. YOU are proof that there is a light at the end of the tunnel!

Posted: Sun Aug 06, 2006 2:15 pm Subject:

Thank you, but it's nothing I've done. God did that through this forum. I pray daily for this forum and those that are members here. I couldn't have done it without this place. Wink

Posted: Sun Aug 06, 2006 2:16 pm Subject:

Well if that isn't the perfect testimonial for ths site than I do not know what is! Smile

Posted: Sun Aug 06, 2006 2:17 pm Subject:

But, I'll betcha that you did a lot of it yourself, so give yourself a pat on the back.

Posted: Sun Aug 06, 2006 2:19 pm Subject:

God helps those who help themselves! Wink

Posted: Sun Aug 06, 2006 10:53 pm Subject: PDL Consolidation

Congratulations dcashwell3. Hopefully same thing will happen to me soon, before I lost my sanity. These Pdl are driving me crazy. I still have 2 weeks before they hunt me down.

Posted: Mon Aug 07, 2006 6:52 am Subject:

Don't be hunted! Hunt them! Twisted Evil

Believe me if you don't have all your paperwork you'll NEED to hunt them down. Turn the tables on them, it's fun! Laughing

Posted: Mon Aug 07, 2006 4:23 pm Subject: PDL Consolidation

I'm in so much stress. It's not just my PDL that's bothering me. Since I'm in deep trouble I am unable to pay my other obligations too like my house rent and car payment. All my money are going to my pdl interest. I received 4 calls at work today from my car company threatening to pull out my car because I was 2 months late. Well, I already made a payment + the late fees but still the company wants the July payment as well. The guy threatened to send my accounts to collection and will keep calling me at work. I told them that I will lose my job if they do that cause personal calls are not allowed and our phone call are recorded. 2x today, they called a different extension and left all humiliating threats about my debts. Please please someone help me so that I can consolidate my loans and pay my other obligations too. I'm really desperate.

Posted: Mon Aug 07, 2006 4:32 pm Subject:

Hi joshnvince

I can relate myself with the feelings you are having. Call the loan company and say that sending the accounts to collections will not help them in recovering the money in full. You are trying your best in making the payments as you proven it in the past. Negotiate with them confidently. They will work with you after understanding your needs. Meanwhile, a counselor will be calling you soon to discuss on this matter.

Posted: Tue Aug 08, 2006 11:21 pm Subject: Payday loan

I received an email from a person named Nicole Smith. Is she from this org. I am really worried and running out of time. Come next Friday, I don't have the money to pay even the interest on my loan becasue I have to pay my car payments, mortgage etc etc. IF I default, I'm worried that they would garnish my salary. I am still waiting for a call from my councilor.

Posted: Wed Aug 09, 2006 3:33 pm Subject:

Hi joshnvince

Wages cannot be garnished with court orders. Check your contract if there is a point of wage assignment. If this thing is mentioned, the loan company will try to deduct wages. Although, some companies use different means to deduct money from the bank account, but if you can revoke the wage assignment, it must stop any debits from your account.

Wage garnishment is not possible with court notice. If this is to happen, you will be served summons first and asked to show your presence in the court. The judge will ask for your explanation before deciding anything for you.

Inform your loan company that a consultant will be taking care of your debt accounts. Keep them updated from your part.

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PDL consolidation...pls. help

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