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 Posted: Wed Jan 09, 2008 9:45 pm Subject: I am suffering/struggling with my debt. |
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Am considering debt consolidation I don't want to shirk my debt but these late charges and over limit charges are ruining me. I know getting debt free is wht this website is all about but is it really okay to use these firms. I don't really want to settle for less than what I owe I borrowed the funds that I can live with. I can afford to use more than half my income to pay towards my debt maybe even more.
I am very hesitant to use one of these consolidation companies. How will using one affect my credit? Any advice or thoughts before I embark on this. I am aware I could do this myself but I think I would be better off using someone to get it done.
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ezrunner24
Joined: 01 Jan 2008
Posts: 40
Debtcc Points: 837
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| Posted: Thu Jan 10, 2008 10:11 am Subject: |
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There is a free consultation that can assist you located on the right of this page, they can direct you to someone in your area. Also you can check the ranking chart http://www.debtconsolidationcare.com/ranking-chart/
This should help, also check with the BBB on the company and make sure you feel comfortable with them, that they are answering all your questions, seem knowledgeable, and are not pressing you. Make sure you understand their fee's and the program entirely before signing up. Many people have had great success using these companies, just do your research first.
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http://downhilldebt.blogspot.com
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jb2007
Joined: 01 May 2007
Posts: 146
Debtcc Points: 10
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| Posted: Thu Jan 10, 2008 10:12 am Subject: |
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Consolidation will not hurt your credit in the long run. It may a little bit in the beginning but not like debt settlement will or not paying at all.
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frogpatch
Moderator
Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
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