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 Posted: Wed Jun 27, 2007 12:13 pm Subject: Who is this Edward Jones? |
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Who is this Edward Jones, with the number: 866-679-4046? I get that it's Rio Resources? Now, I've filed complaints with the WI DFI. Do I need to send a cease and desist? I have overpaid them quite a bit of money.
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Maybe not completely debt free in '08, but debt managed in '08!!
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debtfreein08
Joined: 01 May 2007
Posts: 214
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| Posted: Wed Jun 27, 2007 12:25 pm Subject: |
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Personal info removed for your safety - Goudah
| Quote: | Rio Resources
515 G SE
Miami, OK 74355
To Whom It May Concern:
I am writing you to inform you that I revoke any and all authorization I provided to MTE Financia , or any DBA's of MTE Financial to debit or draw checks on any bank account that I may have. Also, I revoke any and all wage assignments that I may have singed with MTE financial. I also revoke you from contacting me further at my place of employment, my employer, co-workers, friends, family, or references regarding this matter.
I have overpaid both of the loans I have had with this company, and have filed complaints against you with the Wisonsin State Attorney General, the Wisconsin Department of Financial Institutions, and the Better Business Bereau. I have overpaid $635 on a $300 as well as paying $500 on a $300 loan. According to the State Attorney General of Oklahoma, you have been ordered to stop lending to citizens of the state of Oklahoma, as well as any other state. Therefore, as you are not a legal, licensed lender in the state of which you reside, as well as any other state, you are not liscensed to lend.
As I have paid you LEGALLY what I have owed you and then some, I am asking you to mark my accounts paid in full, and consider the matter null and void.
CEASE and DESIST your efforts to contact me. You are not a licensed lender in the State of Wisconsin, but according to the State of Wisconsin DFI, you have to follow the State of Wisconsin collection practices. And, according to the State of Wisconsin, it is ILLEGAL for you to continue to contact me at work, if I have requested you not to, and it is ILLEGAL to contact me in a harassing or threatening manner . If you continue to contact me at work or any of my references, I will be forced to file another round of complaints, including the local police department for harassment charges.
CEASE AND DESIST CALLING ME AT WORK! |
This is my letter. Any help?
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Maybe not completely debt free in '08, but debt managed in '08!!
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debtfreein08
Joined: 01 May 2007
Posts: 214
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| Posted: Wed Jun 27, 2007 12:34 pm Subject: |
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They also said that they contacted my dad, my boyfriend, and my employer. I talked to all of them, and they all said they didn't get any calls. What the smack is up with that?
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Maybe not completely debt free in '08, but debt managed in '08!!
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debtfreein08
Joined: 01 May 2007
Posts: 214
Debtcc Points: 3136
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| Posted: Wed Jun 27, 2007 12:43 pm Subject: |
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Yes send that letter. They will turn you over to a collection agency real fast. So get a validation letter ready also for when they do. In this validation letter be sure you tell the collector that complaints were filed and if they continue to collect they will be added to the comlpaints. File a complaint with the FTC against them also. I did. The CA won't mess with a debt if there are strings tied to them as a rule. The more complaints that are filed the more we can stop these crooks.
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frogpatch
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| Posted: Wed Jun 27, 2007 12:45 pm Subject: |
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It seems to me that they are just being a royal pain in the behind and are trying to use whatever they can to get you to pay more money. Make sure you keep a copy of this letter in case they continue to harrass you. Keep hanging in there....everything will eventually calm down. The phone calls and threats are the worse part when it comes to getting these people out of your hair.
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2nband
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| Posted: Wed Jun 27, 2007 1:05 pm Subject: |
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Okay, well I have my letters ready and I'm going to send them out tonight. I also filed a compliant against them on the FTC website. I am waiting to hear from my state DFI.
_________________
Maybe not completely debt free in '08, but debt managed in '08!!
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debtfreein08
Joined: 01 May 2007
Posts: 214
Debtcc Points: 3136
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| Posted: Thu Jun 28, 2007 7:59 am Subject: |
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So, this company tried to call my office again this morning, and I hung up on them. I sent my cease and desist letter to them, as well as to ARM. I filed compliants against them with the BBB and with the FTC. I also updated my DFI agent. I have overpaid them according to my state laws, correct? And, because they have been ordered by the state AG of OK to stop lending, I have a valid argument, yes? I just do not want to go to court over this bs!
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debtfreein08
Joined: 01 May 2007
Posts: 214
Debtcc Points: 3136
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| Posted: Thu Jun 28, 2007 10:38 am Subject: |
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I think that I got a call from United Legal, AKA-ARM. Now, I sent them a debt validation letter. Will they go away after that? Is there anything I can do? HELP PLEASE!!
_________________
Maybe not completely debt free in '08, but debt managed in '08!!
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debtfreein08
Joined: 01 May 2007
Posts: 214
Debtcc Points: 3136
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| Posted: Thu Jun 28, 2007 11:04 am Subject: phone calls |
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say the following:
| Quote: | | You are not allowed to contact me via phone at my place of business of home. You are not allowed to contact any of my family or friends via phone. Any communication you have must be made be mail. Note this date and time: (say the actual date & time) and then hangup. If you have caller id, keep hanging up. Make sure in any communication you have, you state in writing that they are NOT allowed to call you. |
I got this info from a former bankruptcy lawyer. It is suppose to help even if you are NOT filing bankruptcy.
Good luck
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tdrzal
Joined: 28 Jun 2007
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