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Posted: Mon Apr 02, 2007 1:35 pm Subject: One Down! I won! Thanks to you all |
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| Quote: | THIS IS NOT A COMMUNICATION TO ATTEMPT TO COLLECT A DEBT
PayDay Select is sorry you are unsatisfied with its service. We will consider your loan paid in full.
Thank You,
PayDay Select Customer Support Team
866.554.5762
866.554.5764 - FAX
Business Hours:
Monday - Friday 7AM - 10PM CST
Saturday 9AM - 8PM CST
Sunday CLOSED |
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I went from owing $500 + to $0 in just three days by sending two Faxes.
I sent out another one today.
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Sarah R
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Debtcc Points: 100
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Posted: Mon Apr 02, 2007 1:43 pm Subject: |
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Great!! Save this email for records.
I see this email doesn't mention about the account number that is paid. Should you actually ask them to send another email with the account number, it will be better.
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Johnson4485

Joined: 22 May 2006
Posts: 399
Debtcc Points: 3960
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Posted: Mon Apr 02, 2007 2:00 pm Subject: |
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The subject of the email as the loan ID in it.
& I logged into the site and my account is marked paid. I basically threatened them with legal action and demanded one of two things: 1) a refund or 2) mark my account in full. I didn't expect a refund, all I really wanted was to be marked paid in full.
This place is a LIFE SAVER!!
Thank you everyone for their help!!
Sarah
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Sarah R.
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Debtcc Points: 100
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Posted: Mon Apr 02, 2007 2:10 pm Subject: |
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If the subject line has the loan ID, then there is nothing to worry. Congrats and enjoy this small success..
It helps to be aware of the consumer's rights.
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Johnson4485

Joined: 22 May 2006
Posts: 399
Debtcc Points: 3960
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Posted: Mon Apr 02, 2007 6:24 pm Subject: |
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WTG!!!! It's a great feeling isn't it? I am so happy for you even tho I have only been here a few days--I felt like so many here at this time last year. Congrats!!!
_________________ Live, love, and laugh today for tomorrow may never come.
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skippi
Joined: 31 Mar 2007
Posts: 83
Debtcc Points: 1139
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Posted: Tue Apr 03, 2007 4:58 am Subject: |
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Thank you. At first, I felt like I was doing something wrong by denying what I owe, but after I realized that their fees are illegal and I have legally paid what I owed, it's nice to know that we do have some control over these PDL companies. I owed two store front companies, and in Michigan, they are required to set up a very good payment plan -- basically 25% of the original loan in the first payment and then 10% of the original loan with each additional payment until it's paid off, and I pay according to my paycheck, which is bi-weekly.
It feels great to be in control again!
Like I said before, this information here at this forum is invaluable!
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Sarah R.
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Debtcc Points: 100
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Posted: Tue Apr 03, 2007 8:27 am Subject: |
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Good job! I know you feel so much better!
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2nband
Moderator

Joined: 30 Jan 2007
Posts: 2135
Debtcc Points: 36296
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Posted: Tue Apr 03, 2007 8:32 am Subject: |
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Congrats! At least someone is getting somewhere...
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Leah
Debt Samaritan

Joined: 04 Mar 2007
Posts: 2333
Debtcc Points: 50556
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Posted: Tue Apr 03, 2007 8:57 am Subject: |
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what fax number did you use for sonic? my wife has a loan with those clowns, and I have one too, but under the pseudo name cash transfer centers...I rolled it over five times, and they charged me $876.00 more than what I was supposed to legally pay. Im going to send them something as well, just need the fax number
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veetothe4

Joined: 13 Mar 2007
Posts: 7
Debtcc Points: 257
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Posted: Tue Apr 03, 2007 9:41 am Subject: |
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(208) 247-3267 This is the FAX# I used, but I am still waiting to hear from them.
What I did is make payment arrangments with all of the people I owed to buy me some time, but now I am going through everything trying to get the accounts marked PAID -- First, try being really nice to them like you are going to fully cooperate asking for records of what you paid, etc. Then WHAM hit them with FAXES and emails. I am sending a fax and an email everyday until I get a response for the first week. After than I may send two a day for the next week. Time to pressure them for a change.
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Sarah R.
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Debtcc Points: 100
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Posted: Tue Apr 03, 2007 5:54 pm Subject: |
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Awesome job Sarah!
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Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3463
Debtcc Points: 20231
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Posted: Tue Apr 03, 2007 6:03 pm Subject: |
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A W E S O M E ! With the help of people on this site i have managed to have 3 PIF!!!! Amazing! what a feeling! Congrats.
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kimmy378

Joined: 25 Jan 2007
Posts: 31
Debtcc Points: 1036
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Posted: Tue Apr 03, 2007 6:05 pm Subject: |
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Awesome Kimmy!
It's always good to hear success stories.
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Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3463
Debtcc Points: 20231
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Posted: Tue Apr 03, 2007 6:33 pm Subject: |
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Great job! I am glad to hear that you are taking care of business.
_________________ The Best Way To Be Is Debt Free
and Alexandra is becoming free!
http://alexandra.yesdebtfree.org
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Alexandra
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Joined: 10 Aug 2006
Posts: 561
Debtcc Points: 9852
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Posted: Tue Apr 03, 2007 9:02 pm Subject: One down I won! |
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Congratulations Sara, it sure feels good when you get the PIF email.
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spanisheyes

Joined: 15 Jan 2007
Posts: 313
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Posted: Wed Apr 04, 2007 3:55 am Subject: |
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Thanks, all. I have a way to go before all of these are marked PIF -- but at least I get my entire paycheck every two weeks and I can get caught up on my REAL bills and start saving some money again.
I've said it before, and I'll say it again, this website/forum is a LIFESAVER!!!
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Sarah R.
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