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Author Message Add to del.icio.us Add to YahooMyWeb Add to Simpy Add to Blinklist Morningstarr430 Debt Samaritan Joined: 13 Jun 2007 Posts: 2332 39292 Debtcc Points Posted: Fri Jan 25, 2008 9:36 am  I have been in a debt management program since June 07. I couldn't send my payment in December do to health issues. Now I am strapped again and sent a partial payment for January. They sent it back saying they do not accept partial payments. It's all or nothing. And because I missed Dec. they will drop me if I don't mkae full payment immediately. This I can not do. So...I am not worried about the 1 payday loan still in there and have paid off almost half my debt. But I still have 4 credit cards and some medical bills in there. Any suggestions on how I should handle this?? Start over with another company?? Handle it on my own?? Really not sure what to do at this time. I have about 4K in debt. _________________ If you think you can, you can...if you think you can't, your probably right... http://lifewithyourcredit.yesdebtfree.org/   Fill out the form and get free debt counseling With DebtCC you can Lower your monthly payments waive late fees Reduce interest rates Avoid Bankruptcy Have only one monthly payment Become debt free Read some Testimonials We take your privacy very seriously. Secure Form *Full Name: *Email Address: *Zip Code: *Best Phone: Debt Amount: Not sure $0 - $10000 More than $10000 * denotes required field frogpatch Moderator Joined: 09 Apr 2007 Posts: 3247 29256 Debtcc Points Posted: Fri Jan 25, 2008 9:39 am  Can you call them and explain that it was a medical issue and ask them to cut you a little slack. They are acting like the creditors!   Morningstarr430 Debt Samaritan Joined: 13 Jun 2007 Posts: 2332 39292 Debtcc Points Posted: Fri Jan 25, 2008 11:26 am  Yes I thought so too! I did explain the situation when I sent the half payment which they say they can not accept. I am going to give myself the weekend to think about this and garner what thoughts I can here and then Monday tackle the issues head on. I don't know what else to do. _________________ If you think you can, you can...if you think you can't, your probably right... http://lifewithyourcredit.yesdebtfree.org/   Morningstarr430 Debt Samaritan Joined: 13 Jun 2007 Posts: 2332 39292 Debtcc Points Posted: Sat Jan 26, 2008 7:47 pm  Anyone else have any ideas or suggestions?? _________________ If you think you can, you can...if you think you can't, your probably right... http://lifewithyourcredit.yesdebtfree.org/   FYI Moderator Joined: 18 May 2006 Posts: 1574 15790 Debtcc Points Posted: Sat Jan 26, 2008 8:54 pm  I would call the creditors and explain the situation and see what can be worked out from there if your DMP isn't doing it for you.   Morningstarr430 Debt Samaritan Joined: 13 Jun 2007 Posts: 2332 39292 Debtcc Points Posted: Sun Jan 27, 2008 8:38 am  Thanks FYI...I am going to sit down and call them all on Monday...I am just worried they won't work with me. I have some health issues ad also will be moving out of state in April...all this is coming at a bad time again.... _________________ If you think you can, you can...if you think you can't, your probably right... http://lifewithyourcredit.yesdebtfree.org/   Quick Reply Your Name Subject Message body Emoticons View more Emoticons Font Arial Georgia Impact Symbol Tahoma Times New Roman Verdana Webdings Colour Black DarkBlue Blue DarkRed Red Brown Orange Olive Green Yellow Indigo Violet Cyan White Font size Tiny Small Normal Large Huge Options HTML is ON BBCode is ON Smilies are ON Disable HTML in this post Disable BBCode in this post Disable Smilies in this post Attach signature (signatures can be changed in profile) All times are GMT - 7 Hours Page 1 of 1

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