My paycheck has been garnished. I have not been notified by a court and the debtor. What do I do?

Do you know who garnished it and why??

First of all...Did you receive a copy of the writ from payroll? They legally have to give you a copy. You can only be garnished 25% of disposable earnings for a consumer debt.

My job is dealing with garnishments..If there is anything I can help you with, please pm me, I'd be more than happy to help..I will need more info about the situation, though.

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26.2
Detroit Marathon, October 2009

No I did not receive a writ from payroll. So what do I do now.

um, they HAVE to give you a copy, it's irresponsible and illegal not to. So one day you got your check, and there was money missing from it? In the bottom of your stub there should be a box for deductions..what does it say? Go to your payroll person RIGHT AWAY!!!!

Do you have any more details about the situation? do you know who is garnishing you? You have options, you need that info!!! Go to payroll, and call your local court for the docket number. PM me when you get your info.

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26.2
Detroit Marathon, October 2009

On my paystub it says cred garn CGPG. What does that mean?

Discover Card I think, but I went on the court website and put in my name, but nothing came up regarding a garnishment.

Discover Card tried 3 times to garnish my paycheck but my company told them I did not make enough money. The latest was August 2006.

no, it probably wouldn't say anything on the website...Call your court for the docket number. Then you can call Discover, it's never too late to TRY to work out alternative arrangements. It's highly irresponsible that your payroll dept didn't give you a copy. I know I could get fined for not giving a garnishee a copy, but I don't know how that works in other states. Regardless, it's just professional courtesy and proper protocol. Make sure you get a copy of the writ from them, and get the docket number. Please let me know if I can help you.

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26.2
Detroit Marathon, October 2009

My sister had someone try to garnish her check but she sent a letter to her payroll department refusing it and they immediately stopped taking the garnishment.

c28nfrnt Was it a credit card company?

unfortunately, that would only work with a wage assignment..If a creditor gets a judgement, the court demands the check is garnished, and a letter just won't do that. I know this is court ordered by what it says on the stub.

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26.2
Detroit Marathon, October 2009

What do the letters CGPG mean on my paystub?

Does anyone know what the letters CGPG mean on my paystub?

I would assume it's the name of the company garnishing you...Is there a total garnishment amount listed? What does it say after those letters?

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26.2
Detroit Marathon, October 2009

Where do you live? In some states, a creditor does not need to file a lawsuit to garnish.

If you were never served, you will have to track down the law firm or creditor doing the garnishing. You need to talk to whoever does payroll and get a copy of the garnishment summons. If they don't have one, they shouldn't be garnishing. If they do have one, you have a right to see it, and you can contact the law firm or creditor to try to get them to stop (which they won't, unless you want to pay off the debt faster than the garnishment is doing).

Chances are good you will have to file the lawsuit and challenge the garnishment in court. You may want an attorney to help you with this.

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BEFORE YOU SEND ME A PM: Unfortunately, I don't know anything about dealing with debt collectors, payday lenders, consolidating debts, and that sort of thing. I sue debt collectors for violations of the FDCPA, and I defend consumers sued by debt collectors.

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