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 Posted: Mon Jan 28, 2008 3:33 pm Subject: Can I go to jail? |
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Hi, I am currently unemployed and a single mom also. So I have no income and am living off of family help till I can go back to work. Can I be put into jail for not paying my credit debt?
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westerndesign07
Joined: 28 Jan 2008
Posts: 1
Debtcc Points: 45
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| Posted: Mon Jan 28, 2008 3:41 pm Subject: |
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no you can not be thrown in jail for not paying your cc debt..if that were the case lots of people would be in jail, as it is now the jails and prisons are overcrowded.
The only thing the cc co's can do to you is #1 report you to the three credit bureaus. #2. Continously harass you till you could scream..#3. I think if I were you I would try to work something out with the cc co's if at all possible. It looks as though you are registered memeber and if so that entitles you to a free debt consult. You should call the 1-800-601-1579 number or click on the right side of your screen to speak to someone right away. Good luck and there will be other's coming along to give you advice on your best options.
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ladybug
Joined: 29 May 2007
Posts: 2624
Debtcc Points: 24302
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| Posted: Tue Jan 29, 2008 9:10 pm Subject: |
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They could also take you to Civil, not Criminal Court if the debt isn't paid. Definately contact them and explain you're not working. Good luck to you!
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kscornell
Moderator
Joined: 22 Jul 2006
Posts: 3520
Debtcc Points: 32413
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| Posted: Wed Jan 30, 2008 6:15 am Subject: |
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Debtor prison was done away with years ago, they can't put you in prison.
_________________
www.lostndebt.savingadvice.com
"It's not the hard times that will get you, it's the good times"
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lostindebtat50
Joined: 24 Oct 2007
Posts: 82
Debtcc Points: 1955
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| Posted: Wed Jan 30, 2008 7:49 pm Subject: |
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Contrary to what some collection agencies may tell you about going to prison, everyone so far has been right - you can not be put in prison for failure to pay a credit card debt.
Also, make sure that whatever payment plan you set up will not stretch your budget so tight you can not provide for your family. Do not let them scare you into making a payment you can not afford.
Let us know how you are doing.
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spatterson_40
Joined: 04 Jan 2008
Posts: 328
Debtcc Points: 4054
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| Posted: Wed Jan 30, 2008 8:00 pm Subject: |
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You can be put in prison for writing hot checks, so don't send them one.
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Register today to cash in debtcc points.
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Guest
Debtcc Points: 100
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| Posted: Thu Jan 31, 2008 8:50 am Subject: reply |
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Well,that's not neccesarily true.it depends on what state your in.even then it would most likely be a civil issue,and they would have to prove you intentionally passed a bad check.
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 2350
Debtcc Points: 8364
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