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 Posted: Tue Aug 22, 2006 7:38 am Subject: Payday OK |
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I defaulted on a loan with Payday OK about a month ago, and advised them before the loan defaulted that no further debits to my checking acct. would be honored, as the acct. was frozen. I gave them a proposal to pay off the principal balance of $240. I received a reply stating that they do not make payment arrangements, yet they gave me until 7/31 to pay off the $240 in one lump sum.
I received an email last week informing me that they had tried to debit my acct. and the debit wouldn't go through, so they were charging me a $25 NSF fee. I informed them that I am not paying the charge because I told them over a month ago that the acct. was frozen. I reminded them that I had offered a settlement proposal and they wouldn't accept it. They said there's a balance of about $350 (due to their charges) and they will settle for $240 in one payment. AHHHHH!!! Do they not listen? They told me to reply and let them know if I will accept the offer.
I have consolidated all of my pdls and included Payday OK in the consolidation. Should I reply and let them know that since they wouldn't settle with me, they can talk to the company handling my consolidation, ignore the email, or what?
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Tiffany99
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Joined: 15 Jun 2006
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PinkLady
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| Posted: Tue Aug 22, 2006 7:50 am Subject: |
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they contacted me via email about 3-4 times and I replied back that I was working with T&C and they told me to give t&c their fax number to send over a proposal. I havent heard from them in about 2 weeks.
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kevntn
Joined: 17 Jun 2006
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| Posted: Tue Aug 22, 2006 7:59 am Subject: |
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I just started working with CCC of America last week and they advised that the best route for my situation was to do settlements with the pdls. So, I very much doubt they will be sending them monthly amounts. They'll just try to secure a settlement figure and then when enough money is in my acct., will pay the smaller stuff off first.
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Tiffany99
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