Need help getting out of credit card debt

I know some of the usual stuff such as spend less... never use the card again, pay more than the minimum etc.
.
Unfortunately, I had serious medical expenses and ran up a debt of around $16,000 with Bank Of America with an APR of 24.24%
I have another credit card which is from HSBC with a $7,500 limit with a 6.something APR. This card is empty,

I have the following 3 options, which one makes the most sense?
1. Transfer $7000 to the HSBC Card with the lower interest rate, and continue using the higher interest card for daily purchases, but work harder to pay it first.

2. Transfer $5000 to the HSBC card, freeze the Bank Of America card, and use only the HSBC card for purchases. I would then have to work on paying them off equally, since I need some room to spend money.

3. Freeze the Bank of America card, and only use the lower rate card for purchases. I don't think this option make sense.

What to you suggest? Any other suggestions?

Thanks
UrO

You sound like you are simply shuffling your debt around. How about STOP USING CREDIT??? Pay with cash??

If you have $16,000 in credit card debt and are paying 24% interest, depending on your income, you might consider filing Chapter 7 bankruptcy. It sounds like you're borrowing on one card to pay the other card just to live. At some point, both cars will be tapped out and you will have $23,500 in debt to pay. If you make a substantial income, you ought to consider stop charging and budget your money to pay off that $16,000 credit card. Continuing to charge just because you have available credit is foolish and setting you up for failure. It might be is a good idea to get a free consultation from a bankruptcy attorney to find out what options are available for you.