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 Posted: Fri Sep 01, 2006 2:58 pm Subject: PDL Balance Letters |
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I am trying to pay all my loans in full and they won't send me a letter or email or fax stating what I owe and that if I pay that amount that my account will be closed. Has this happened to anyone else? GFS said they could send me a letter only if I gave them my bank account info. Why the F*&#K would I do that. And then..... I signed up with T&C. I told them I was going to pay everyone in full. They told me that unless I pay them the $ so they can send it to the creditors that I won't get my retainer fee back. Is this fair? Why do I have to give them the $?
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JENNEE26
Joined: 22 Aug 2006
Posts: 36
Location: Florida Debtcc Points: 1301
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| Posted: Fri Sep 01, 2006 3:31 pm Subject: |
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T&C works like that. You will have to first pay the retainer fee and it is non-refundable until the plan finishes.
Is the GFS account put in the plan with T&C?
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ArDeN
Joined: 28 Jun 2006
Posts: 499
Debtcc Points: 6819
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| Posted: Fri Sep 01, 2006 3:38 pm Subject: |
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Yes, GFS is in that plan. I already paid the retainer fee. My boss found the fax from T&C and was concerned about the whole thing and said he would loan me the $ to pay everyone off. I don't understand why I have to give T&C the $. I won't be making payments, it will be one lump sum. My other thing is that I have an acct with a company called ASAP and I have no info for them and they have contacted me about my account being closed either. What can I do about that?
I am concerned T&C will try to pay these people less money than what I pay them. Would they do that? I mean, if they are going to give me my retainer fee back, what are they getting out of this after they make 1 payment to everyone.
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JENNEE26
Joined: 22 Aug 2006
Posts: 36
Location: Florida Debtcc Points: 1301
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| Posted: Fri Sep 01, 2006 3:42 pm Subject: |
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So, are you taking the loan from your boss for paying off all the accounts? If this is the case, the retainer fee paid to T&C is going wasted?? How many accounts are put with T&C? How many accounts you want to work with the companies on your own?
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ArDeN
Joined: 28 Jun 2006
Posts: 499
Debtcc Points: 6819
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ArDeN
Joined: 28 Jun 2006
Posts: 499
Debtcc Points: 6819
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| Posted: Fri Sep 01, 2006 4:51 pm Subject: |
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Yes, my boss is giving me the money. I have 7 loans listed w T&C. I guess I should just forget about the retainer fee and be glad that this is all going to be behind me. I still don't know what to do about GFS. The guy hung up on me when I told him I was gioing to reports their behinds. I am just really afraid that I will send a MO and they won't send me a letter saying that it is paid in full. Have you heard of anyone else having a really bad experience with them?
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JENNEE26
Joined: 22 Aug 2006
Posts: 36
Location: Florida Debtcc Points: 1301
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ArDeN
Joined: 28 Jun 2006
Posts: 499
Debtcc Points: 6819
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