Do internet payday loan companies use SCAN and Telecheck?

Have stopped payment on my ACH debit for Paydaycheck Today. Does any one know if Internet lenders submit to any of the check verification companies?

I don't think so...I defaulted on 6 internet loans last year, and I have no problems writing checks.

If anything, internet pdls would use teletrack, which is a system they can look at to see if you have defaulted on previous pdls before they decide to give you one.

finsfan, are you still getting calls?

NOPE!!! I am payday loan debt free since March of last year.

This is another one of their scare tactics though. They actually told me I wouldnt be able to have a checking account again. KYSIDE38

KYSIDE!!!! Careful, you wouldn't want to slanderously call them bullies or anything!! LOL!

Any information I can get is appreciated. I have several local payday loans and write checks alot. I am worried that I will go to redo a loan and be told sorry cause it was sent to one of the check companies. Is there a recourse or rebuttal if they do?

I can pleadv my first amendment rights and get my bleeding heart officials to enforce it. KYSIDE38

LMAO!!! I'll be a character witness for you!

I think the only way you would have a problem writing checks would be if the account was sent to chexsystems(which legit banks use) or telecheck which recognizes bad accounts. I believe it is a scare tactic with them telling you that you are reported to teletrack. The only thing I can think of what teletrack would do would be stopping you from getting another pdl.

ginurse, I don't think the storefront pdls are going to stop you from re-loaning, you are already a customer and if you haven't defaulted with them you are ok, they want more of your money.

Ok, I am getting confused! I know that the bank itself can report me. Can the Paydayloan Company?

I don't think they will, seriously.

Has anyone ever had it happened? If you have not notice I worry alot.

I haven't had it happen to me.