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  #1  
Old 11-26-2006, 04:41 PM
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ginurse ginurse is offline
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Default Do internet payday loan companies use SCAN and Telecheck?
Have stopped payment on my ACH debit for Paydaycheck Today. Does any one know if Internet lenders submit to any of the check verification companies?
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Old 11-26-2006, 04:43 PM
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I don't think so...I defaulted on 6 internet loans last year, and I have no problems writing checks.
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Old 11-26-2006, 04:45 PM
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If anything, internet pdls would use teletrack, which is a system they can look at to see if you have defaulted on previous pdls before they decide to give you one.
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Old 11-26-2006, 04:46 PM
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finsfan, are you still getting calls?
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Old 11-26-2006, 04:47 PM
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NOPE!!! I am payday loan debt free since March of last year.
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Old 11-26-2006, 04:48 PM
KYSIDE38 KYSIDE38 is offline
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Default payday loans
This is another one of their scare tactics though. They actually told me I wouldnt be able to have a checking account again. KYSIDE38
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Old 11-26-2006, 04:49 PM
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KYSIDE!!!! Careful, you wouldn't want to slanderously call them bullies or anything!! LOL!
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Old 11-26-2006, 04:50 PM
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Any information I can get is appreciated. I have several local payday loans and write checks alot. I am worried that I will go to redo a loan and be told sorry cause it was sent to one of the check companies. Is there a recourse or rebuttal if they do?
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Old 11-26-2006, 04:51 PM
KYSIDE38 KYSIDE38 is offline
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I can pleadv my first amendment rights and get my bleeding heart officials to enforce it. KYSIDE38
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Old 11-26-2006, 04:52 PM
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LMAO!!! I'll be a character witness for you!
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Old 11-26-2006, 04:53 PM
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I think the only way you would have a problem writing checks would be if the account was sent to chexsystems(which legit banks use) or telecheck which recognizes bad accounts. I believe it is a scare tactic with them telling you that you are reported to teletrack. The only thing I can think of what teletrack would do would be stopping you from getting another pdl.
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Old 11-26-2006, 04:57 PM
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ginurse, I don't think the storefront pdls are going to stop you from re-loaning, you are already a customer and if you haven't defaulted with them you are ok, they want more of your money.
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Old 11-26-2006, 05:01 PM
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Ok, I am getting confused! I know that the bank itself can report me. Can the Paydayloan Company?
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Old 11-26-2006, 05:02 PM
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I don't think they will, seriously.
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Old 11-26-2006, 05:03 PM
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Has anyone ever had it happened? If you have not notice I worry alot.
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Old 11-26-2006, 05:04 PM
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I haven't had it happen to me.
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