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 Posted: Mon Aug 21, 2006 7:46 am Subject: My PDL situation - need advice please! |
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I just stopped my direct deposit to my checking account and will be closing it today.
I currently have 4 pdl's out.
They are:
Ameriloan - 300.00 renewed it (90.00) once on 8-11
Cash Today Ltd. - 200.00 renewed it(79.00) on 7-28 and 8-11
Starlight - 200.00 renewed it (44.00) 7 times (308.00 paid so far)
East Side Lenders - 200.00 just got it 50.00 due on 8-25
I know that Cash Today can be very bad about collecting so I will try to pay them off first.
How good are the other ones about making payment arragements?
Also, I was contacted by a lender after signing up here about a consolidation loan but deleted his voicemail by accident. Can someone pm some phone #'s for good ones?
Thank for any advice you can give me!
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In2Deep
Joined: 16 Aug 2006
Posts: 4
Debtcc Points: 84
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| Posted: Mon Aug 21, 2006 7:47 am Subject: |
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Also I am from Pa.
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In2Deep
Joined: 16 Aug 2006
Posts: 4
Debtcc Points: 84
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| Posted: Mon Aug 21, 2006 8:14 am Subject: |
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Hi, welcome to the forums! Chances are your debt consolidator will attempt to call you back. Or you can call customer service at 800-601-1579, and see if they can track down a consolidator in your area.
As far as paying back your loans, would it be possible to pay off one, each payday. Doing payment arrangements they'll probably still add on the renewal fee each pay period.
Also, getting another loan to pay off another loan is a bad idea. Try to steer clear away from that idea.
Regards
Mike
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Teleport
Moderator
Joined: 09 Aug 2005
Posts: 1483
Debtcc Points: 38851
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| Posted: Mon Aug 21, 2006 10:43 am Subject: |
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There are loads of stories about the loan companies you are dealing with. Cash Today Limited is the worst of all. They will keep charging on your principal amount. It will be better to call them and arrange a settlement amount and get off their back. They are not worth your time. Read this link.
http://www.debtconsolidationcare.com/forums/ics-clarification.html
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Christina
Joined: 13 Jul 2006
Posts: 443
Debtcc Points: 6429
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| Posted: Mon Aug 21, 2006 3:52 pm Subject: |
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Thanks for the replies!
Any other tips?
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In2Deep
Joined: 16 Aug 2006
Posts: 4
Debtcc Points: 84
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