Unfortunately I have 2 payday loans that have caused more to place me in more in debt than they have to help.

This sounds like the same company. I called
800-859-6439 because of excessive debits out of my account. They listed the debits as "
Westbury - Collections". When I asked what the name of their company was - they said "
Westbury Insurance", and the lady on the line was very unprofessional, however there is not a website under that name. Does anyone know what the NC payday lending laws are? Is there a way to get monies returned to your bank account?

Also, has anyone heard of a company called ICS (International Cash Services)?