Internet's first get-out-of-debt community - 134,000 members

Kathleen Brown · Posted: Mon Jan 14, 2008 3:22 pm Subject: Has anyone used Credit Card Zappers?

I found a company called Credit Card Zappers who is supposed to take fees off your credit card.

It's not debt consolidation. They said you don't have to be behind on payments to use them, but if you want fees removed like interest, late fees, etc., they can help.

I checked with the Better Business Bureau and they have a perfect record. Just wondering if anyone else has used them.

Posted: Mon Jan 14, 2008 8:01 pm Subject:

Sounds kind of scammy. I have never heard of a company that can actually take fees off your credit cards. Some companies try to negotiate a lower rate for you but the card companies are under no obligation and they are reluctant to accept such proposals. If you are looking to consolidate, and don't want to tackle it on your own, you should look to your area's local non-profit consolidation agencies.

Posted: Mon Jan 14, 2008 8:29 pm Subject:

Ditto that Rach! Just the name alone sounds fishy.

And I have seen this advertisement spamming from time to time....

Posted: Mon Jan 14, 2008 8:46 pm Subject:

...just checked, they've only been in business since Dec 2007 so sure they have a perfect record with the BBB..they've been in business for just a month.

Posted: Mon Jan 14, 2008 8:51 pm Subject:

...and they probably started their own file! Laughing

HeatherM · Posted: Fri Jan 18, 2008 5:38 pm Subject: CCZ

I have used this company and they did take off a $75 balance transfer fee for me and an overlimit fee.

Haven't found anyone else who could do that.

Posted: Fri Jan 18, 2008 8:48 pm Subject:

So how much did they charge to do it? Just to knock off about $100 in fees?? And in the end, you still have the credit card debt.

I have never had a ccd that charged me a balance transfer fee.

Posted: Sat Jan 19, 2008 9:22 pm Subject:

The only way I know to eliminate interest on credit cards and fees, etc.. is debt settlement. Debt Settlement settles ORIGINAL DEBT, not debt that is riddled with late fees, over-limit fees, accumulated interest.

Be ready to give up your cards and become debt free. If you are not aiming at paying off all of your debt, then debt settlement is not for you. They can however lower your monthly payments by 50%, payoff your creditors an average of 40-70% and save you literally thousands in interest than if you were to keep your credit cards and pay minimum balances all in less than 36 months! Think about it, according to Bankratedotcom, 60K in CC Debt would take 69 years and 220K in interest! NOT GOOD! Explore your options and take action today. Visit the website in my signature for more information or to simply look at your options.

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Has anyone used Credit Card Zappers?

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