I went with Preferred Financial last summer and have settled 3 out of the 9 accounts that I have. They were able to take on my one big loan with CHase that wouldn't work with me and made them work with me. I hated talking to Chase so much because they never would listen to what I was telling them. I was a great client of CHase always paid what I owed but they changed my interest for no reason and put a cap on my limit, it made it look like I was maxed!
I contacted Preferred Financial and they are getting me out of this mess, slowly but surley. I know that I didn't incur these debts overnight so I know that it can't go away immediately but i feel good that I'm making progess. The staff I work with there encouraged me and I am actaully planning on buying my first house once I leave the program.